22seven: Budget, Track & Save

4.19K reviews
Content rating
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About this app

22seven is South Africa's best budgeting app. We support over 120 financial institutions including major banks like Absa, Capitec, FNB, Nedbank, Standard Bank, TymeBank, Discovery Bank and more. With backing by Next176 and Old Mutual- one of South Africa's most trusted financial institutions- you're in safe hands!

Here's how it works:

See all your money in one place.

Link bank accounts, credit and store cards, investments, loans, rewards and more from over 120 South African financial institutions. Get a full picture of your net worth and watch it grow as you make small changes.

Track your spending across different categories and merchants.

View transactions, create filters and learn about your spending habits at a glance.

Set budgets you can stick to.

Planning where your money will go helps you prioritise what's important and reduces impulse shopping. See exactly how much you spend on what each month. Know what you've already spent and have left to spend. Activate spending alerts and we'll let you know when you're getting close to reaching your budget.

Get personalised insights, regularly.

Our Nudges are hints and observations about your money and how your spending compares to other people like you. See things you didn't know or hadn't considered, and use your money better.

We take security very seriously.

Most importantly, 22seven is safe, secure, private and insured. We use the best security - the same measures as banks, governments and the military. The information you share is always encrypted and never seen by human eyes. Your info remains yours - always. So we won't sell your data to third parties. That's why over 580 000 South Africans use 22seven to boss their money.Some more features you may find useful:

No more separate statements or slips.

Your income and expense transactions are gathered and updated whenever you log in. See them all in one place and see all transaction history since you joined, for free! You can also add notes, visualise or export your spending data at any time.

Doing your tax return is made so much easier.

All your income and expenses are categorised and exportable to Excel. So you can also use your transactions in 22seven to rock your tax return.

Get really good support from real, live people.

Our support team, the Svens, are on hand to answer your questions from 8am to 8pm every day of the week via email and live chat.
Updated on
Mar 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, Financial info, and App activity
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.01K reviews
Celeste le Roux
September 25, 2022
This app is literally life (and lifestyle) changing. It has never been easier to keep track of transactions, spending habits and actually applying the informative and wealth health articles to my finances! Unlike any other budgeting app, 22seven actually has the user in mind with accurate info and the nudges feature has changed my outlook on my spending. I cannot recommend this app more for any person looking to better their finances, debt education and overall how to better us as consumers.
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October 6, 2022
Hi Celeste, thank you so much for your awesome review!
Emil van Zweel (MielaMoo)
March 1, 2024
Had high hopes for this app. Actually came across it reading the book "How to manage your money like a fing grownup". App takes forever to sync with your transactions, among other things. Basically UNUSABLE. If they were to fix these issues I'd gladly update my review in a heartbeat and start using it again. But at this point, there is no point in using it. I really wanted this to be worth the hype, very disappointed.
8 people found this review helpful
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Eunice Steyn
February 2, 2024
2 Feb 2024: Was considering improving my rating, unfortunately now there is a whole new set of issues none of which have resolution ETAs. Honestly if I had another option I would switch without a second thought. Prior review: Unusable, would give it 0 stars if possible. Bugs take months to be addressed (if at all) and then reoccur, tickets logged do not get followed up on. Only thing keeping me from finding a new tool at this point is that I'll lose all the historic tracking/data.
45 people found this review helpful
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March 14, 2022
We're so sorry to hear that you haven't been enjoying the app and support lately. We aim to fix every bug as soon as we can to ensure the app is running smoothly and our support team always strives to provide friendly feedback. Someone will be in touch soon to find out more about how we can improve your experience.

What's new

We’re always working hard to make the app better. In this release, we’ve squashed some pesky bugs for a smoother 22seven experience.