UBS & UBS key4

UBS AG

About this app

This is the UBS Mobile Banking App for all our UBS clients (excl. the United States and Australia) who can benefit from these digital services.
Please note, that the available functionalities of our app may vary depending on your domicile.

If you live in Switzerland, you can open our digital product line UBS key4 directly via app:
• UBS key4 banking for your private banking
• UBS key4 business for the founding of an SA or SARL

Do you meet the requirements to use our Mobile Banking App?
• Smartphone with at least Android version 9.0, when opening an account with UBS key4 at least Android version 10.0
• You are client of a UBS Group company and benefit from UBS’s corresponding digital services.

How secure is our Mobile Banking App?
In short, UBS Mobile Banking provides state-of-the-art security.
How? Our security concept protects you fourfold. We uniquely identify you with the Access App or Access Card. By defining security settings and activating real-time notifications, you can increase security even more. Furthermore, we use artificial intelligence to check certain transactions for irregularities. And we help you use the internet safely – see our security recommendations on ubs.com/security.

Further information:
UBS Switzerland AG and other non-US subsidiaries of UBS Group AG have made the UBS & UBS key4 Mobile Banking App ("App") available exclusively to existing clients that benefit from these services with the exception of US and Australian clients.
The fact that the App can be downloaded from the US or Australia and/or any other country’s App Store does not constitute a solicitation, offer or recommendation to enter into a transaction, nor is it to be understood as a solicitation or offer for a client relationship between the person downloading the App and UBS Switzerland AG or other non-US subsidiaries of UBS Group AG.

Ratings and reviews

Great features, but no Graphene OS compatibility. I love the app, but disabling it because I run a "custom OS" is unacceptable. I would love to hear how Graphene OS, an operating system with security as its main selling point, is allegedly less secure than your grandma's malware-ridden Android that hasn't been updated in years, where this app will work just fine.

The app incorrectly identifies GrapheneOS as a rooted device and prevents me from accessing my account. Please fix the detection that you use, as GrapheneOS is a security and privacy focused open Android-based OS that is used by many security professionals and privacy enthusiasts, and which is not rooted. Personally, I am sure to close my UBS accounts if this issue persists; I don't think it's a good sign if IT specialists leave for security reasons.

UBS unfortunately decided to not support GrapheneOS devices anymore. I was pretty happy with the app until now but the non compatibility is a deal breaker for me (and many others if I check the most recent reviews). I'll see if the dev team decides to reverse this decision within a reasonable timeframe (couple weeks) else I'll be forced to switch banks.

What’s new

Small improvements and bug fixes.