UNest: Investing for your Kids

2.76K reviews
Content rating
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About this app

Invest in your kids’ future and receive unlimited monetary contributions from friends and family. Earn money into your child’s savings account by shopping with the brands you love. Building a solid financial foundation is easier with UNest.

UNest is a family investment app that takes the hard work out of money management, college savings & more. We made managing your family finances effortless with custodial accounts, smart investing tools and diverse investment options. Looking for a great gift for family and friends? Send and receive contributions easily on any kid’s savings account on the app.

With a custodial account you have the flexibility to use your funds for any child-related purchases and withdraw cash from your accounts without penalty. UNest takes the stress out of building a financial future and makes it more rewarding. Earn extra money and rewards by shopping with our partner brands.

As a safe and secure investment app, UNest lets you focus on what truly matters for your family. Get answers to your financial questions and teach your kids how to invest with UNest’s in-app learning portal.

Imagine a brighter future for your kids, then take the first step in building it with UNest.


Invite friends to UNest and receive a $50 reward after they sign-up.

Choose from 5 simple investment options, set up recurring contributions, and easily track your investment growth with a tap.

Send contributions safely and securely into a child’s UNest account with a gift link, no app download required. From college tuition to a first car, UNest lets you send money for all your financial goals.

Stash more cash right into your child’s account simply by shopping at the brands you love. Earn rewards & discounts when you purchase products from within the UNest app.

Is life getting in the way? No worries. Make free withdrawals for child-related emergencies* or use funds for any child-related costs such as college tuition or a down payment.

Teach your kids how to save & invest with UNest’s financial literacy tools, or use the Learn portal to answer all your financial questions.

Starting at $2.99/mo. with a savings contribution as little as $25/mo. Earn up to $2,100 of tax benefits every year on the potential earnings of your account.

Invest safely thanks to our industry leading, bank-level encryption that helps keep your financial data secure.

Download UNest and start building your child’s financial future today!

If you have any questions, don’t hesitate to reach out at support@unest.co


*Funds may be subject to capital gains tax

The performance results for UNest investment account is based, in part, upon certain hypothetical assumptions which have been compiled by UNest. Hypothetical [Model] performance results may have inherent limitations, some of which are described below. No representation is being made that an investment account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently significant differences between model or forward-looking projections and performance results subsequently achieved by following a particular strategy. These returns should not be considered as indicative of the skills of the investment adviser. Investments in the investment account involve risk including the loss of principal.

Other investment charges may apply. Please refer to the Program Description for more details: https://unest.co/advisoragreement/
Updated on
Jun 1, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted
2.76K reviews
Steven Rice
June 15, 2022
I do not recommend. Just go through the hassle of setting accounts up yourself. These guys charge a huge rate, plus they are very good at losing money. In one account, they have recieved $250 in investment + $60 in fees (notice how their fees are more than 20% of what is invested) - and the account has lost around $61 overall which is more than a 20% loss. So for a total cost of $310, they are holding $180 for me... You would be better off with your own accounts and $SPY or just use savings
8 people found this review helpful
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June 16, 2022
We’re sorry to hear about your experience and we’d be happy to look into your concerns further. Please email us at support@unest.co.
Shana Broussard
June 14, 2022
So I wanted to update my review becausee I did have some issues last year with getting into the app and updating it. The Unest support team was really fantastic and promptly responded to my issue. Since then I've had absolutely no issue with accessing my account! Unest I a great option for me to save for my son's future and they offer so many different ways to contribute to my sons account other than my own contributions each month!
152 people found this review helpful
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January 26, 2021
Hi Shana - I apologize for the experience you had. The update did not reach the app store as quickly as it usually does but the issue was promptly resolved. We're here 7 days a week to support you - just reach out at support@unest.co if you ever need anything. Thank you for being a UNest customer!
Mrs. Chocolate Brown Girl
April 24, 2022
Something isn't right about this company! I've requested to close my account 3 times and I still don't have my money back and the accounts are still active! Yes it's been way past 10 to 15 business days which is the time in which they're supposed to take to cancel accounts! I tried emailing and calling them, leaving messages and they responded by email asking me to stay and offering me $25 in each account to keep them open. I'm livid! I want to sue them at this point! DO NOT DEAL WITH THIS APP!!
17 people found this review helpful
Did you find this helpful?
April 25, 2022
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at support@unest.co.

What's new

We’ve made some enhancements to streamline our registration process and improved the overall UNest experience.