51K reviews
Content rating
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About this app

This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger.

Open an account
+ First Philippine bank that enables customers to open accounts through the app.
+ No need to visit the branch.
+ Choose between Personal Savings Account, PlayEveryday, Savings+, Lazada or GetGo.
+ Get a Visa debit card delivered to your home/office.
+ Immediately get a Lazada Virtual Debit card for online shopping.

Deposit checks 24x7
+ UnionBank checks clears after two hours – even during weekends and holidays.
+ Other bank's checks, follows industry cut-off and clearing hours.

Securely manage your accounts
+ View all your accounts and credit card balances in one place.
+ Real-time monitoring of your savings, checking or debit/ATM card activities.
+ View your credit card spend, points and statements.
+ Lock/unlock, set limits and transactions controls on your Visa credit cards.
+ Keep tabs on your loan repayments.
+ Secured access enabled by OTP and biometrics.
+ Self-service password reset and profile unblocking.
+ Track your rank, view your points and access the leaderboards with PlayEveryday.
+ Create Goals and start saving up for that investment, emergency fund, or whichever you aspire to achieve.

Easily Transfer Funds and Pay Bills
+ Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch.
+ Real-time crediting for transfers between your accounts or other UnionBank accounts.
+ Transfer to anyone for free with PESONet. Same or next business day crediting.
+ Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10.
+ Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS.
+ Pay your utility, phone, rent, school, and more. No need to enroll billers for payment.
+ Save accounts you frequently transfer to and bills you regularly pay.
+ Schedule recurring transfers and bills payments. No need to worry about due dates.
+ Send money to our partner Remittance Centers – Palawan Express, Cebuana Lhuillier, LBC & PeraHub.

Request for Payments or Split Bills
+ Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers.
+ Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much.
+ Generate your own QR code and have your friends scan the QR to pay.

Schedule branch visit
+ Get ahead of the queue by scheduling your branch visit in the app.
+ Transact without any forms or signatures. Put all your transaction info on your scheduled visit.
+ Find the closest branch or ATM with the built-in locator.

Other Features
+ Activate your new credit card.
+ Redeem your Credit Card points.
+ Check for promos and discounts in our Voucher Wallet
+ Do USD/PHP conversion and view real-time FX rates.

Check our web version: https://online.unionbankph.com

2018 Best Retail Mobile Banking Experience by The Asset Magazine
2018 Online Banking Initiative of the Year by Asian Banking and Finance
2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended).

UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.
Updated on
Jun 27, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
51K reviews
July 1, 2022
Worst after recent update!! After I updated it a few days ago, I CANNOT LOGIN USING THE MOBILE APP! The "ENABLE BIOMETRICS" screen keeps on blocking my access! Again, I do not wish to use biometrics feature! There was an option not to use it because I do not even use fingerprint scanning on my phone. Why force your customers the hassle to add a fingerprint? When I tried to click on cancel, it's just stuck there on the biometrics screen. If I set it up, it won't continue to take the fingerprint.
8 people found this review helpful
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June 23, 2022
The app used to be very convenient. Some lags but not a big of a deal. But recently, I've been having problems with receiving OTP. It's okay if it takes a while to receive the code via text but most of the time you wont receive any at all and after a few hours or even a day, you will start getting text messages with OTP codes. I checked if it was my phone or my network provider that's causing this problem but it wasn't! Please fix this issue.
280 people found this review helpful
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Union Bank of the Philippines
June 23, 2022
Sorry to hear this, AC. We suggest switching to In-App OTP so that you won't have to wait for the SMS. Just go to your app > More > Login & Security > Manage One-Time Password, and then from there, change your OTP preference into In-App OTP.
Nelz S
June 27, 2022
Used to be really good. I love the app. But I just bought a new phone and I cannot receive any OTP on my phone number. I even used the OTP generator within the app itself. But it always shows incorrect or the timezone was set incorrectly but both phones are set at the correct time and timezone and should have no issues. Please fix. Would happily set it to 5 stars as soon as the issue is resolved. Can't give away my phone without having this issue fixed.
12 people found this review helpful
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What's new

+ CyberSure Reminder - Watch out! DO NOT CLICK ON LINKS and NEVER PROVIDE your personal information such as your password or OTP to anyone. Remember, UnionBank will not ask you to click on links, nor ask you to provide these information via call, email or SMS.
+ Transact safely and hassle-free by using your Biometrics to confirm your transactions