Participation in this program is currently limited to USAA members with an active auto insurance policy in Arizona, Ohio and Texas.
The USAA SafePilot App instructs, inspires and rewards safe driving habits to help keep you safe on the road while lowering your auto insurance premium.
Eligible members can receive an automatic discount of up to 5% off their premium for downloading the app and participating in the program, and earn up to a 20% premium discount at renewal time for being safe drivers.
When activated, the app monitors driving habits including phone handling, hands-free phone use, and harsh braking. The better you drive, the greater the discount on your next premium. All members of a household on a USAA auto insurance policy can participate, with the earned discount based on an average of each driver’s individual score.