Vetta: Financial Readiness

Vetta

About this app

Vetta reads your bank statements and gives you a clear picture of your
financial health — income signals, risk flags, and spending trends — so
you're prepared before important credit decisions.

Upload your PDF statement and get a structured report showing what your
bank activity actually says.

USE VETTA TO:

• Spot risk flags before lenders do — gambling activity, returned debits,
irregular cash withdrawals, and crypto transfers

• See income stability and affordability signals at a glance

• Track your financial progress over time with report history

• Export a PDF report to share with lenders, landlords, or brokers

SUPPORTED BANKS:

• Capitec
• Standard Bank
• Nedbank
• Absa
• TymeBank

PRIVACY FIRST:

• Statements are encrypted in transit and at rest
• Your data is kept for 90 days, then permanently deleted
• Delete your data at any time — immediately, in-app
• No personal data is sold or shared
• Built to comply with POPIA

Vetta is not a credit score. It doesn't predict approval — it shows you what your statement says, clearly and honestly, so you can walk into any
application with confidence.

Whether you're preparing for vehicle finance, a home loan, or just building better money habits, Vetta gives you the clearest view of
where you stand.

What’s new

Vetta helps you understand your financial readiness before applying for credit.

Upload your bank statement (FNB, ABSA, Standard Bank, Capitec, Nedbank, TymeBank) and get an instant analysis of your financial profile.

• Get an instant readiness score with risk flags and improvement tips
• See spending patterns, income consistency, and affordability summary
• Report history to track your progress over time
• Export and share your report as a PDF
• No account required — start as a guest