Wave: Small Business Software

22.8K reviews
Content rating
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About this app

Welcome to one-stop, mobile money management for small businesses! The Wave mobile app is an integrated, on-the-go solution for small business owners in the United States, featuring a no-fee business banking account with debit card (available to eligible users) that works with Wave’s accounting software. The Wave mobile app automatically manages your bookkeeping while giving you faster access to funds. It seamlessly tracks income and expenses, manages customer invoices, and accepts online payments.

You’re in good company
Wave’s award-winning software has helped over 2,000,000 small business owners in the US and Canada manage their money, so you know we’ve got your back.

No-fee Banking
Free banking doesn’t mean fewer features. Wave’s free business banking account, Wave Money, comes with core banking features and much more to make it easy to run your business:

• No transaction, account, or ATM fees
• No account minimums
• A Wave Visa® Business Debit Card and a virtual debit card for your digital wallet
• Instant payouts (with no fee if Wave Money is the default payout account)
• Mobile check deposit, ACH and email money transfers, and more
• Separates business and personal transactions
• Connects to your Wave Accounting in real-time
• Auto-categorizes transactions as you spend

Easily monitor and keep track of what’s going on in your business with the intuitive dashboard. The quick summary allows you to stay in control of your business finances, including:

• At-a-glance business insights, such as profit and loss statements
• Quick access to invoicing metrics, such as amounts overdue and upcoming payments
• Crush procrastination with the Task List feature

Mobile Invoicing
With the Wave mobile app for Android, you can easily:

• Create and send professional, customized invoices with your business logo and your choice of template
• Receive notifications when you've been paid
• Check invoice status (sent, viewed, overdue, paid)
• Record payments
• Send invoice reminders and payment receipts
• Enable Wave Payments to accept credit cards and bank payments to get paid even faster
• Get instant access to your funds when you get paid through Wave Payments (available to eligible Instant Payouts users)

Designed To Get You Paid Faster
• Wave invoice templates and email messages are designed to get you paid faster.
• Sending professional, easy-to-read invoices with reminder features inspires confidence from your clients, encouraging prompt payment and repeat business.

Free Software For Your Business
Mobile invoicing synchronizes instantly with Wave’s full suite of cloud accounting and invoice software for desktop. Go online at waveapps.com to:

• Easily and automatically track expenses using free bank connections
• Generate accounting reports you’ll need to understand your business, file taxes, and more
• Take advantage of the Guest Collaborator feature, making it simple to work with your accountant, business partner, or staff
• Back up and securely store all of your invoice data in the cloud; work wherever you are, on any computer, any time

Accept Credit Cards In Seconds
Wave’s Invoicing software works seamlessly to accept online payment via direct integration with Wave Payments: Getting started is as easy as a few clicks. In seconds, you’ll be able to select the invoices where you want to accept all major credit cards (Visa®, MasterCard®, American Express®, Discover®) for only 2.9% + 60¢ per transaction, and bank payments for 1% per transaction. Most Wave invoices paid by credit card and bank payment get paid in only 2 days or less.

Create your free Wave account right in the Wave App, or visit waveapps.com.

* It may take a few days before the latest version of the new Wave mobile app becomes available to all users.
Updated on
Jan 19, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted
22.8K reviews
Ryan Mueller
January 16, 2023
Will not always allow me to charge a saved card on file. Have to login to the website from the phone. Please add estimates and the ability to create and edit recurring invoices from the app. So i dont have to use a PC or try to use a website on the phone. Also, the increase in the fee by another 30 cents to 60 cents makes this very expensive for small transactions. Also, cannot edit recurring invoices from the app.
3 people found this review helpful
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Michael Kelly
November 29, 2022
Horrible app. I've been a Wave customer for years. This app, when it first came out, worked better than it does now. The app isn't optimized and is slow, non-responsive, and actually causes my phone to lag when using. And forget about actually creating an invoice as the app, once you switch to another window to, say, verify an address, loses all of your information. I'll stick to my browser. And people, in case you were unaware, Wave has still yet to implement two-factor authentication.
22 people found this review helpful
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December 2, 2022
I love the Wave Accounting service. The app, not so much. It's basically just an invoice creator. Being able to reconcile transactions, upload receipts (this should be the first priority since most people will be "scanning" receipts from their phone these days), etc need to be incorporated. I'm only giving it 3 stars because the service is completely free (except for payment acceptance fees) and that is fantastic.
7 people found this review helpful
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What's new

With this release, we've focused on performance improvements to address the recently reported loading and lag issues. Thanks for using Wave to help you stay more in control of your business while on-the-go.