ZayZoon - Wages On-Demand

22.4K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

Make today the new payday. How it works: Each day you work, you build up an available amount and can choose how much of your wages you’d like to receive, instantly! On your payday, you are paid normally, minus the amount you accessed early.

ZayZoon allows you to access your earned but unpaid wages to avoid payday loans, late bill payments and overdraft fees. Its financial wellness tools provide overdraft prediction, financial tracking and financial education.

What else there is to love:
Money transferred instantly, 24/7/365!
Flat fee to access money, no interest!
Trusted by your employer and payroll provider!
Financial tools and courses to improve your financial health!
Now get even more out of your ZayZoon payouts with Boost! Access 5-20% more of additional spending power when wages are redeemed on gift cards for essentials like groceries!

Note: to use this app, your employer must have an existing agreement with ZayZoon. Get your company onboard with ZayZoon by becoming an ambassador. See www.zayzoon.com/ambassador for more details.
Instant access to your earned wages, financial education, overdraft prediction.
Updated on
Aug 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

22.2K reviews
Event Operations Carolina Party Partners
August 20, 2026
look Zayzoon is helpful and I'm grateful for that. however I gave them a 3 because charging me $5 each transaction is ridiculous. Then you have to pay a $5 monthly maintenance fee for having a card from them, even though I have never used it. The whole reason I use this app is because it helps between paydays ( monthly for me). But I pay hundreds of dollars back just from the $5 transaction fees that add up FAST.
1 person found this review helpful
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L.A. Allison
August 1, 2026
I love Zayzoon, it has been a literal life saver! I am giving it 4☆ bc I wish the transfer few wasn't so much. Yes it's how they make their money & it's only $5, but when you're in a very tight spot that $5 adds up quicker & more than you think. Maybe it's a good thing that we only get a percentage of our checks until payday otherwise I probably wouldn't have a check by the time we got paid, but there's time's I wish & need the percentage to be a little higher than whatever it is right now. 👍🏽
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Tiffani Raimondi
July 5, 2024
Can't get past ID verification. I emailed the problem I was encountering, with the error message. After a few hours, they got back to me via email, giving me directions to do what had already failed and why I had reached out to them. They then asked for a picture of the error, and I have not heard back from them. I wish my company would have stayed with App similar to theirs, but they changed when they changed payroll providers. I don't use it often but could have used the help.
20 people found this review helpful
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What’s new

Stability and security improvements