ZayZoon - Wages On-Demand

ZayZoon Inc.

About this app

Make today the new payday. How it works: Each day you work, you build up an available amount and can choose how much of your wages you’d like to receive, instantly! On your payday, you are paid normally, minus the amount you accessed early.

ZayZoon allows you to access your earned but unpaid wages to avoid payday loans, late bill payments and overdraft fees. Its financial wellness tools provide overdraft prediction, financial tracking and financial education.

What else there is to love:
Money transferred instantly, 24/7/365!
Flat fee to access money, no interest!
Trusted by your employer and payroll provider!
Financial tools and courses to improve your financial health!
Now get even more out of your ZayZoon payouts with Boost! Access 5-20% more of additional spending power when wages are redeemed on gift cards for essentials like groceries!

Note: to use this app, your employer must have an existing agreement with ZayZoon. Get your company onboard with ZayZoon by becoming an ambassador. See www.zayzoon.com/ambassador for more details.

Ratings and reviews

It's really hard to get your money off the card if you need to. You also have to have direct deposit set up to go entirely to your card to be able to take advances at all. Other services that I have tried were much better. edit 6m later took another star away. The card won't at all most places. App is garbage. It never has correct info. zero customer service help. It's all AI.

App has taken more than the amount I owed. It was over a month before I was repaid the $200. They gave no notification when a repayment wasn't applied to a payperiod and it was just applied automatically to the next payperiod, which was very inconvenient. I DO NOT RECOMMEND THIS APP. It is extremely unreliable. You're better off putting in the effort to manage your finances by yourself than the facade of thinking you're borrowing from yourself. It's your money but on their terms.

Can't get past ID verification. I emailed the problem I was encountering, with the error message. After a few hours, they got back to me via email, giving me directions to do what had already failed and why I had reached out to them. They then asked for a picture of the error, and I have not heard back from them. I wish my company would have stayed with App similar to theirs, but they changed when they changed payroll providers. I don't use it often but could have used the help.

What’s new

This release focuses on what’s under the hood. We’ve implemented important security patches and technical improvements to ensure your experience remains safe, fast, and reliable. No new features today, just a stronger foundation.