ČSOB Smart

Československá obchodní banka, a.s.

About this app

With ČSOB Smart you have the whole bank and insurance company in your mobile.

You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes.

Why it is great to have ČSOB Smart
1. Your money is safe, it is protected not only by your bank identity, but also by a fingerprint or facial scan.
2. You always know how much money you have, both in your current and savings account, and even on investments account.
3. It makes payments easy, even settlement of an invoice, thanks to the possibility to scan it from a QR code.
4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products.
5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time.
6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products.
7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card.
8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app.

And that's not all! You can explore more features after downloading it.

Ratings and reviews

Installed applications with overlay permission now emit warning only, which is fine by me. I am missing proper integration of investments insurance, mortgage, etc. into the app, without using WebView; possibility to cancel/edit account overdraft limit in app, option to chose non-ESG funds for ČSOB Drobné (I intentionally don't want responsible investments at all), and setting to make account logout interval longer when app is out of focus (as it is on desktop).

EDITED: Doesn't work on android 14. After one moth of csob claiming they are working on it and replying even to this comment it has been fixed. Not much has changed (now it's not possible to run it even after reinstall). The app works a bit better but is far away from fixed. Still very buggy. Sometimes can't open it. Everytime to open the app you need to login again, notifications don't work. Basically completely unreliable

New interface is more-or-less okay but I still miss setting in waiting payments where I would set a date (usually before my salary comes) to really see how much is going to be paid yet (till I get it). I have some regular half-year payments which are obviously present there but makes no sense to me to see what I will pay if few months.

What's new

• Benefits for activity
• When you open a new account, you now have the option to register in Skip Pay
• Further improvements and bug fixes