With the Pay app, you use digital cards from the Volksbanken and Raiffeisenbanken to pay with your smartphone. Simply hold your smartphone to the checkout terminal and pay quickly and contactlessly in shops. Pay cashless and absolutely secure with your mobile phone!
The Pay App of the Volksbanken Raiffeisenbanken at a glance
✔️ Digital Maps:
Order your digital girocard (debit card) or activate your online Visa Card or Mastercard (debit and credit cards) in the Pay App for faster, mobile payments.
✔️ Convenient cashless payment:
Pay easily with your cell phone with the Pay App from the Volksbanken and Raiffeisenbanken. With the unlock function that you store in your smartphone, you can easily release the payment - regardless of the amount. Choose between fingerprint, face code, password or pattern (depending on the device).
✔️ Fast contactless payment:
Express payment is the quick solution. The Pay App no longer needs to be opened to confirm the payment. Just unlock the display and hold it up to the payment terminal. It is important that the unlocking function is released beforehand.
✔️ Pay mobile with your new smartphone:
Use the recovery function for your digital girocard. Simply install Pay and follow the steps of the function. You can now use your existing digital card on the new device. This function is only available for your digital girocard, but not for your online Visa Card or Mastercard credit card.
✔️ Mobile Pay is secure:
The same security standards apply to mobile payments with your smartphone as to your analog cards. And the contactless application is also hygienic - you simply hold the device to the NFC card reader and you can easily make contactless payments without having to touch cash.
Important functions of mobile Pay, paying with a mobile phone
• Mobile payment with Pay is also possible without an internet connection.
• If you want to travel, for example, you can deactivate the payment function of individual digital cards in the Pay App of the Volksbanken and Raiffeisenbanken.
• A continuous digital overview of all payments is provided in the Pay App or the BankingApp.
Requirements for mobile Pay
• a private account capable of making payments at a participating Volksbank Raiffeisenbank
• a valid TAN procedure (Sm@rtTan, SecureGo)
• Active access to online banking
• an NFC-enabled smartphone