Pay – Deine Bezahl-App

2.77K reviews
Content rating
USK: All ages
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About this app

With the Pay app, you use digital cards from the Volksbanken and Raiffeisenbanken to pay with your smartphone. Simply hold your smartphone to the checkout terminal and pay quickly and contactlessly in shops. Pay cashless and absolutely secure with your mobile phone!

The Pay App of the Volksbanken Raiffeisenbanken at a glance

✔️ Digital Maps:
Order your digital girocard (debit card) or activate your online Visa Card or Mastercard (debit and credit cards) in the Pay App for faster, mobile payments.
✔️ Convenient cashless payment:
Pay easily with your cell phone with the Pay App from the Volksbanken and Raiffeisenbanken. With the unlock function that you store in your smartphone, you can easily release the payment - regardless of the amount. Choose between fingerprint, face code, password or pattern (depending on the device).
✔️ Fast contactless payment:
Express payment is the quick solution. The Pay App no ​​longer needs to be opened to confirm the payment. Just unlock the display and hold it up to the payment terminal. It is important that the unlocking function is released beforehand.
✔️ Pay mobile with your new smartphone:
Use the recovery function for your digital girocard. Simply install Pay and follow the steps of the function. You can now use your existing digital card on the new device. This function is only available for your digital girocard, but not for your online Visa Card or Mastercard credit card.
✔️ Mobile Pay is secure:
The same security standards apply to mobile payments with your smartphone as to your analog cards. And the contactless application is also hygienic - you simply hold the device to the NFC card reader and you can easily make contactless payments without having to touch cash.

Important functions of mobile Pay, paying with a mobile phone
• Mobile payment with Pay is also possible without an internet connection.
• If you want to travel, for example, you can deactivate the payment function of individual digital cards in the Pay App of the Volksbanken and Raiffeisenbanken.
• A continuous digital overview of all payments is provided in the Pay App or the BankingApp.

Requirements for mobile Pay
• a private account capable of making payments at a participating Volksbank Raiffeisenbank
• a valid TAN procedure (Sm@rtTan, SecureGo)
• Active access to online banking
• an NFC-enabled smartphone
Updated on
Jun 27, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

2.77K reviews
Frank Landgraf
September 5, 2022
It does not even recognize the BLZ if I wanna set up the app. I did copy/paste from my account and the app can't find my bank in the system...... Mmmmhhhhh. No help button and no service gets provided. Makes no sense to ask for BLZ and then not even recognize the Bank.
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Atruvia AG
September 5, 2022
The BLZ is the 5th - 12th digit of your IBAN. Have you already tried this? Which bank is it? Thanks, yours supportteam.
September 22, 2022
I can't even get through the set up because it says my BLZ is wrong or nonexistent. It doesn't even show me a list, it doesn't matter if I use caps or not.
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Atruvia AG
September 27, 2022
Welche BLZ haben Sie verwendet? Die BLZ ist die 5.-12. Stelle Ihrer IBAN. Viele Grüße, Ihr Supportteam.
Kalden Harz
May 3, 2022
App is set up all properly. Doesn't get accepted in Netherlands payment terminals :( "card not readable"
2 people found this review helpful
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Atruvia AG
May 3, 2022
Der Einsatz der digitalen girocard ist leider auf Deutschland begrenzt. Um mit der App auch im Ausland bezahlen zu können, müssten Sie zusätzlich eine Kreditkarte digitalisieren. Viele Grüße, Ihr Supportteam.

What's new

In dieser Version haben wir technische Optimierungen, Stabilitätsverbesserungen und Fehlerbereinigungen vorgenommen. Wir freuen uns jederzeit über ihr Feedback.