What's covered

3.6
488 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Finding information about Medicare coverage is easier than ever now. Download the only official U.S. government Medicare app onto your mobile device.

What’s covered helps you understand the health care coverage offered by Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

Use this federal government app to:

-Answer your Medicare coverage questions

-See information about your costs

-Learn about covered items & services

-See notes & where to get more information

-Browse free preventive services

Original Medicare Items & Services

Find out what your Medicare coverage has to offer like:

- When are mammograms covered?

- Is home health care covered?

- Will Medicare pay for diabetes supplies?

Preventive Health Coverage

Medicare coverage includes preventive services at no cost to you. Preventive services can help keep you healthy by finding health problems early and can keep you from getting certain diseases.

What’s covered will help you answer questions like:

- Will my Medicare benefits cover services to help me stop smoking?

- Can I get a cervical cancer screening?

- How often will my Medicare coverage allow me to get a bone mass measurement?

Ask your doctor or health care provider which preventive services (like screenings, shots, and tests) you need to get.

Part A & Part B Costs

Medicare Part A and Part B cover certain medical services and supplies in hospitals, doctors’ offices, and other health care settings.

Part A hospital insurance coverage helps pay for inpatient care in a hospital, inpatient care in a skilled nursing facility, hospice care, home health care, or inpatient care in a religious nonmedical health care institution. Copayments, coinsurance, or deductibles may apply for each service.

Part B medical insurance coverage supports medically necessary doctors’ services, outpatient care, home health services, durable medical equipment, preventive services, and other medical services. Under Original Medicare, if the Part B deductible applies, you must pay all health care costs (up to the Medicare-approved amount) until you meet the yearly Part B deductible. After your deductible is met, Medicare begins to pay its share and you typically pay 20% of the Medicare-approved amount of the service, if the doctor or health care provider accepts assignment. There’s no yearly limit for what you pay out-of-pocket.

For some items and services, you must meet eligibility criteria or you may be responsible for paying all costs. Your doctor or health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. Ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.

Use the What’s covered app to answer questions like:

-How much will I pay for prescription drugs included in Medicare Part B coverage?

-Does the Part B deductible apply for cardiac rehab?

-What percentage of the Medicare-approved amount will I need to pay for colorectal cancer screenings?

What’s Not Included

What’s covered doesn’t contain information on Medicare Advantage Plan, other Medicare health plan, or Medicare Supplement Insurance (Medigap) coverage. It doesn’t contain a CPT code search, exact costs on surgeries or procedures, or local coverage decisions.

Medicare Advantage Plans

If you have a Medicare Advantage Plan or other Medicare health plan, you have the same basic health care coverage as people who have Original Medicare, but the rules vary by plan. Some Medicare Advantage Plans offer extra benefits that Original Medicare doesn’t cover - like vision, hearing, or dental. Check with the plan or search in the App or Google Play Store to see if the plan has a similar mobile application.

This is Medicare’s first official app, and we value your feedback. Please tell us your thoughts by rating What’s covered.
Updated on
Jan 8, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App activity and App info and performance
Data is encrypted in transit
Data can’t be deleted
3.6
488 reviews
A Google user
August 30, 2019
I was disappointed. I thought there would be a matrix that I could download on my computer or phone listing various conditions or situations that I could browse with columns showing: fully covered, partially covered or not covered and would tell how much is covered if not fully covered. A clear, concise overview would be helpful. In other words, what is behind the query.
160 people found this review helpful
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CMSgov
September 4, 2019
Thanks for your suggestion, Greg! We’re constantly looking for ways to make this app work better for you.
A Google user
June 4, 2019
The app is very limited. it only lists major catagories. i was wondering if Dupuytren's contracturre was covered. i got to "dup" and it said 'mothing found. For this app to be valuable, it needs to be able to tell you, 'No, that's not covered,' not just give you a 'not found." Basically a waste, unless you just want to confirm if what you already know. I'm actually surprised this app has a 2.8 rating.
100 people found this review helpful
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CMSgov
June 4, 2019
Hi Bruce.Thank you for your feedback. Our top priority is updating our search results. Please stay tuned for updates.
A Google user
January 28, 2019
Collapses in the starting block. The search function is worthless. Can't find even common surgeries by name or anatomical location. The best to hope for is search on "Surgery" and get the comprehensive and informative result that "Many medically necessary surgeries are covered." Absolutely brilliant...
97 people found this review helpful
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CMSgov
January 29, 2019
I'm truly sorry that you had a frustrating experience on our app. The issue of the app collapsing for you is something that we're currently working to fix. Your feedback on this and the information you're searching for helps us continually improve "What's covered". Stay tuned for improvements. Thank you!

What's new

• Annual cost updates