Flip: Transfer & Phone Credit

4.4
705K reviews
10M+
Downloads
Content rating
Everyone
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About this app

FREE TRANSFERS FOR ALL.
Transfer money to banks or even abroad—it's all free with Flip! Save more when topping up your e-wallet, paying with QRIS, buying phone credit/data packages, electricity tokens, PDAM bills, and other payments.

FREE TRANSFERS TO 100+ BANKS
Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Neobank, Bank Saqu, Allobank, OCTO, and 100+ other banks, including Digital Banks and Regional Development Banks, for free!

SAVE MORE E WALLET TOP UP
Love ordering food from GrabFood? Save more top up OVO on Flip!
Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop, Lazada, Blibli, Zalora, Sociolla, & others? Save more top up GoPay, ShopeePay, & DANA on Flip!
Ride KAI & MRT, pay with LinkAja? Save more top up LinkAja on Flip!

SEND MONEY ABROAD, CHEAPER THAN EVER
FREE admin fee for the first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Germany, Netherlands, Turkey, France, & various other countries.

Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, BDO Unibank Inc., DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and various other destinations. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union.

SHOP ONLINE, GET CASHBACK
Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, Traveloka, Blibli, Klook, and Trip.com.

CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000
Top up pulsa and internet packages for Telkomsel (myTelkomsel), Indosat (myIM3), XL (myXL), by.U, 3 (Three), Smartfren (MySmartfren), and AXIS (AXISnet) on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip.

CHEAPEST FLAZZ BCA TOP-UP
The cheapest in all of Indonesia!

BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE
- Buy tokens, pay PLN & PDAM bills
- Pay for internet and cable TV subscriptions Indihome, Firstmedia, My Republic, ICON NET, MNC Play, MNC Vision, CBN internet, Transvision, Indovision, & Telkom
- Pay BPJS Kesehatan bills
- Pay Telkom telephone bills

FREE BALANCE TOP UP AT INDOMARET
Want to deposit cash? Top up your balance on Flip at Indomaret, FREE transfer to your bank

EASY PAYMENT WITH QRIS
Pay QRIS by scanning the QRIS code at your favorite merchant & make payments from your balance on Flip

SAVE MORE TO PAY CREDIT CARDS
Pay credit card bills from Mega, BNI, UOB, CIMB Niaga, BRI, Mandiri, DBS, HSBC, Bank Danamon, Permata, Maybank, and 15 other banks at a lower cost directly on Flip.

SHOP PAYLATER FLEXICICIL, INTEREST-FREE, 0% INSTALLMENT FEE*
Shop on Shopee & Lazada with installments up to 12 months! Flexible installment system, you can choose the time period according to your needs. No hassle, registration is fast and easy, instant approval!

FREE TRANSFERS TO MULTIPLE ACCOUNTS
Transfer to multiple accounts in one transaction, free admin fee

Website: flip.id
Instagram, X, TikTok: @flip_id
Updated on
Jan 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity, and App info and performance
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
701K reviews
Fajrin Fathia
January 22, 2026
Working well to this date, but why the payment countdown appearing on notif bar didn't disappear even after the transfer confirmed and transaction completed? and there's no way to close it either. we really have to wait for 4-hour countdown to finish counting down for it to disappear from the notif bar, it's really disturbing. Also, they decided to have the CS all AI and there's no way to talk to the human CS? and flip deals is scam it didn't give you any cashback even after a week.
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
January 22, 2026
Hello, Kak Fajrin Fathia. We sincerely apologize for the inconvenience you experienced with the application. Please fill out the following form so we can assist you with the issue you encountered, https://form.typeform.com/to/lPNyAExs . Your feedback is very valuable to us. Thank you.
Fenda Widjaya
January 15, 2026
Used to be a good app but recently few transactions delayed for more than 24hrs. both domestic and international. I dont think I will continue using this. the help chat tools totally unhelpful. misleading response from 2 calendar days (include sunday and PH) to 2 working days (exclude weekend and PH)
3 people found this review helpful
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
January 18, 2026
Hello, Kak Fenda Widjaya. We sincerely apologize for the transactions issue you experienced. Regarding this matter, we have followed up on the issue and the information has been sent to you via email. Please check your inbox or spam folder. If you have any further questions, please feel free to contact us again. Thank you for your feedback.
Chaera Afry Dayne
January 27, 2026
Regarding the Flip application, I’m sorry, but according to reviews on YouTube, there are three people who reported losing large amounts of money, around 1 million rupiah, and they even had to change their phone numbers. I kindly ask for an explanation and guidance. So far, using Flip within Indonesia has not caused any problems. Why do issues and difficulties occur when making transfers from abroad? And is the Flip Globe application able to transfer US dollars from Turkey to Indonesia with a se
1 person found this review helpful
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
January 28, 2026
Hello Chaera Afry Dayne. We sincerely apologize for the inconvenience you've experienced with the international transaction. To proceed with the resolution, kindly fill out this form https://form.typeform.com/to/lPNyAExs. Our team is always ready to assist.

What’s new

At least, you don’t pay admin fees for interbank transfers
At least, sending money abroad isn’t a hassle
At least, you always get cashback when you shop
At least, you can start buying and selling gold from just Rp5,000

Interbank transfers, send money abroad, shopping cashback, buying & selling gold, even applying for Umrah Visa, you can do it all with Flip!
Update now to enjoy all the features and convenience.

App support

About the developer
PT. FLIPTECH LENTERA INSPIRASI PERTIWI
hello@flip.id
Komplek Timah Blok BB No. 71 Kel. Tugu, Kec. Cimanggis Kota Depok Jawa Barat 16451 Indonesia
+62 812-2362-3879

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