Flip: Transfer & Phone Credit

4.4
703K reviews
10M+
Downloads
Content rating
Everyone
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About this app

FREE TRANSFERS FOR ALL.
Transfer money to banks or even abroad—it's all free with Flip! Save more when topping up your e-wallet, paying with QRIS, buying phone credit/data packages, electricity tokens, PDAM bills, and other payments.

FREE TRANSFERS TO 100+ BANKS
Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Neobank, Bank Saqu, Allobank, OCTO, and 100+ other banks, including Digital Banks and Regional Development Banks, for free!

SAVE MORE E WALLET TOP UP
Love ordering food from GrabFood? Save more top up OVO on Flip!
Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop, Lazada, Blibli, Zalora, Sociolla, & others? Save more top up GoPay, ShopeePay, & DANA on Flip!
Ride KAI & MRT, pay with LinkAja? Save more top up LinkAja on Flip!

SEND MONEY ABROAD, CHEAPER THAN EVER
FREE admin fee for the first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Germany, Netherlands, Turkey, France, & various other countries.

Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, BDO Unibank Inc., DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and various other destinations. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union.

SHOP ONLINE, GET CASHBACK
Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, Traveloka, Blibli, Klook, and Trip.com.

CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000
Top up pulsa and internet packages for Telkomsel (myTelkomsel), Indosat (myIM3), XL (myXL), by.U, 3 (Three), Smartfren (MySmartfren), and AXIS (AXISnet) on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip.

CHEAPEST FLAZZ BCA TOP-UP
The cheapest in all of Indonesia!

BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE
- Buy tokens, pay PLN & PDAM bills
- Pay for internet and cable TV subscriptions Indihome, Firstmedia, My Republic, ICON NET, MNC Play, MNC Vision, CBN internet, Transvision, Indovision, & Telkom
- Pay BPJS Kesehatan bills
- Pay Telkom telephone bills

FREE BALANCE TOP UP AT INDOMARET
Want to deposit cash? Top up your balance on Flip at Indomaret, FREE transfer to your bank

EASY PAYMENT WITH QRIS
Pay QRIS by scanning the QRIS code at your favorite merchant & make payments from your balance on Flip

SAVE MORE TO PAY CREDIT CARDS
Pay credit card bills from Mega, BNI, UOB, CIMB Niaga, BRI, Mandiri, DBS, HSBC, Bank Danamon, Permata, Maybank, and 15 other banks at a lower cost directly on Flip.

SHOP PAYLATER FLEXICICIL, INTEREST-FREE, 0% INSTALLMENT FEE*
Shop on Shopee & Lazada with installments up to 12 months! Flexible installment system, you can choose the time period according to your needs. No hassle, registration is fast and easy, instant approval!

FREE TRANSFERS TO MULTIPLE ACCOUNTS
Transfer to multiple accounts in one transaction, free admin fee

Website: flip.id
Instagram, X, TikTok: @flip_id
Updated on
Dec 22, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity, and App info and performance
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
698K reviews
Andrew S
November 13, 2025
My brother transferred the money using this app (Indonesia - the US) to pay time sensitive expenses. Coming with an excuse the bank in the US was closed during the transfer, it was delayed, claimed it will resume once the bank opens. Now, a day gone by the bank in the US had no information on any transfer while an email sent to my brother that was a successful transfer. Who knows where is the money stuck. Looking at this, even somehow the money shows up. Time is already up. It's not ok.
6 people found this review helpful
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
November 13, 2025
Hello, Kak Andrew S Sorry for the inconvenience we may cause. Please help us by filling this form https://form.typeform.com/to/lPNyAExs. Your advice means a lot to us to continue providing the best service for your convenience when making transactions on Flip. Thank you.
Winged Scapula
November 11, 2025
For about a week, a pop up with no text appear after I enter transfer amount and I cannot proceed further. A few days ago I resinstall the app and the problem disappeared but today it appeared again although my app is up to date.
2 people found this review helpful
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
November 11, 2025
Hello, We apologize for the issue you’re experiencing with the apps. To help us follow up on this report more quickly, please kindly fill out the following form: form.typeform.com/to/lPNyAExs Thank you for your cooperation.
Swas P
December 10, 2025
the app is getting sluggish, the keyboard often didn't even shown when I tried to input. Also when I clicked something the feedback response was too slow.
1 person found this review helpful
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
December 10, 2025
Hello, Kak Sorry for the inconvenience we may cause. Please help us by filling this form https://form.typeform.com/to/lPNyAExs. Your advice means a lot to us to continue providing the best service for your convenience when making transactions on Flip Thank you.

What’s new

Ah, it's that time of the year when your body's at work but your mind's already somewhere in Bali, cozy in your pajamas, or home with your mama.
Not for Flip though. End of year or not, we're laser-focused on squashing bugs for a smoother experience.
Update now and enjoy hassle-free transactions!

App support

About the developer
PT. FLIPTECH LENTERA INSPIRASI PERTIWI
hello@flip.id
Komplek Timah Blok BB No. 71 Kel. Tugu, Kec. Cimanggis Kota Depok Jawa Barat 16451 Indonesia
+62 812-2362-3879

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