Flip: Transfer & Phone Credit

4.5
692K reviews
10M+
Downloads
Content rating
Everyone
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About this app

FREE TRANSFERS FOR ALL.
Transfer money to banks or even abroad—it's all free with Flip! Save more when topping up your e-wallet, paying with QRIS, buying phone credit/data packages, electricity tokens, PDAM bills, and other payments.

FREE TRANSFERS TO 100+ BANKS
Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Neobank, Bank Saqu, Allobank, OCTO, and 100+ other banks, including Digital Banks and Regional Development Banks, for free!

SAVE MORE E WALLET TOP UP
Love ordering food from GrabFood? Save more top up OVO on Flip!
Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop, Lazada, Blibli, Zalora, Sociolla, & others? Save more top up GoPay, ShopeePay, & DANA on Flip!
Ride KAI & MRT, pay with LinkAja? Save more top up LinkAja on Flip!

SEND MONEY ABROAD, CHEAPER THAN EVER
FREE admin fee for the first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Germany, Netherlands, Turkey, France, & various other countries.

Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, BDO Unibank Inc., DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and various other destinations. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union.

SHOP ONLINE, GET CASHBACK
Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, Traveloka, Blibli, Klook, and Trip.com.

CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000
Top up pulsa and internet packages for Telkomsel (myTelkomsel), Indosat (myIM3), XL (myXL), by.U, 3 (Three), Smartfren (MySmartfren), and AXIS (AXISnet) on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip.

CHEAPEST FLAZZ BCA TOP-UP
The cheapest in all of Indonesia!

BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE
- Buy tokens, pay PLN & PDAM bills
- Pay for internet and cable TV subscriptions Indihome, Firstmedia, My Republic, ICON NET, MNC Play, MNC Vision, CBN internet, Transvision, Indovision, & Telkom
- Pay BPJS Kesehatan bills
- Pay Telkom telephone bills

FREE BALANCE TOP UP AT INDOMARET
Want to deposit cash? Top up your balance on Flip at Indomaret, FREE transfer to your bank

EASY PAYMENT WITH QRIS
Pay QRIS by scanning the QRIS code at your favorite merchant & make payments from your balance on Flip

SAVE MORE TO PAY CREDIT CARDS
Pay credit card bills from Mega, BNI, UOB, CIMB Niaga, BRI, Mandiri, DBS, HSBC, Bank Danamon, Permata, Maybank, and 15 other banks at a lower cost directly on Flip.

SHOP PAYLATER FLEXICICIL, INTEREST-FREE, 0% INSTALLMENT FEE*
Shop on Shopee & Lazada with installments up to 12 months! Flexible installment system, you can choose the time period according to your needs. No hassle, registration is fast and easy, instant approval!

FREE TRANSFERS TO MULTIPLE ACCOUNTS
Transfer to multiple accounts in one transaction, free admin fee

Website: flip.id
Instagram, X, TikTok: @flip_id
Updated on
Sep 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity, and App info and performance
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
688K reviews
ashakura yuki
August 18, 2025
the app not really having option to solve the problem , is only having auto answer , so is not really help and disappointed , how can I transfer money been 2 nights not even arrive , and flip can't help me anything , so disappointed
2 people found this review helpful
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
August 19, 2025
Hello, Kak ashakura yuki. Sorry for the inconvenience we may cause. Please help us by filling this form https://form.typeform.com/to/lPNyAExs. Your advice means a lot to us to continue providing the best service for your convenience when making transactions on Flip Thank you.
Shahrizal
August 4, 2025
i have bank in money (quite huge) and wait for more than 8 hours and until now no update. Engaged with Help link and system answer you and no dedicated person assigned. Frustrated and not recommend.
1 person found this review helpful
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PT Fliptech Lentera Inspirasi Pertiwi
August 10, 2025
Hello, Shahrizal. We apologize for the issue you experienced with the international transaction. Regarding this matter, your issue has now been followed up. Please kindly check directly on the email with ticket number 12336. Thank you.
Hashina Zulfa
May 2, 2025
It's very useful, yes. Has saved me a lot of money over the years. It's very slow for me though, unbearably slow. Is this app too difficult to run for older phones? Do I really have to buy a new phone just to use flip comfortably? There are so many things I don't like too, like that ever rising 3 digit code.
8 people found this review helpful
Did you find this helpful?
PT Fliptech Lentera Inspirasi Pertiwi
May 2, 2025
Hello Hashina Zulfa. We apologize for the inconvenience. Please inform us about the free transfer issue you experienced through the help chat in the Flip app, using the subject: Google Play Store Complaint {name on Google Play Store}, so we can check it as soon as possible.

What’s new

You know that friend who looks the same every day, but then you see their old photos and realize they've had a massive glow-up?

That's literally us this update (not literally). Same app, but we've been quietly fixing bugs, smoothing rough edges, and polishing details you didn't even know needed work. It's lowkey giving that ‘no-makeup makeup look’.

If you want to see these changes, update your app now!