FloatMe: Budget & Cash Advance

FloatMe

About this app

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Get fast cash advances directly to your bank account and more by becoming a member.* ‍No credit checks. No interest. No request for tips ever. No problem. Repay when you get paid or can afford it.

FLOATS / CASH ADVANCES**
Pay bills, get gas, or buy groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. All you have to do is download the app today and connect your bank account to get started. Once you're a member, request Floats at no cost and receive funds in your bank account in 3 days or less. Need funds immediately? We'll expedite your Instant Float within minutes for a small fee.**

FINANCIAL FORECAST
Introducing the Financial Forecast. Get a smart look ahead that calculates your likely available balance based on your recurring and routine expenses and your projected paydays.

LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we'll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.

OFFERS
With Offers, you can find recommendations from our growing list of partners to either help you save or make money.

SPENDING INSIGHTS
Get to know your money with spending category insights at your fingertips. FloatMe's handy chart presents a quick view of your transactions.

SECURELY CONNECT
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards.

ABOUT US
FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and a suite of tools designed to help members earn, manage, and save money.

MEMBERSHIP
* Membership costs $3.99/month and provides access to FloatMe's suite of financial products and services. Subscription fee is auto-renewed every month unless canceled. You can cancel anytime in-app or by contacting our support team at [e-mail]

Questions? You can contact us through our support portal at www.floatme.com/support

** Cash Advances:
Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $3.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no mandatory min or max repayment period. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $3-$7.

Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50.

Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55.

As of October 1, 2023, Cash Advances or "Floats" are not available to Connecticut residents.
As of August 1, 2024, Cash Advances or "Floats" are not available to Maryland residents.

FloatMe is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance

FloatMe's Privacy Policy: https://www.floatme.com/privacy-policy
FloatMe's Terms and Conditions: https://www.floatme.com/terms

FloatMe, Corp
110 E Houston St. 7th Floor
San Antonio, TX 78205

Ratings and reviews

I signed up and was charged the membership fee. I tried to make my first withdrawal of $20, which is the max you are allowed starting out. I kept getting denied, and customer support said it's because of data points and stuff that the system determines your eligibility. Still can not withdraw any amount, but they didn't have any issue withdrawaling my membership fee so I'm paying for a service I can't use.

This app started out good but, it's irritating now. I got three $20 advances, paid them back with the fee and the monthly fee. Went to get another advance and was told I wasn't approved. Came back the next pay period still the same thing and was still getting the monthly fee taken out. The app doesn't update with your bank and instead tried to get me to "play games" or do surveys to get less than a dollar!

Tried to use the app, i don't care about any of the features just the advance. I already know how to budget i was just in a unexpected jam. Their app would not function correctly when trying to check my income, it failed to let me manually enter it where it would get stuck in processing. I tried to cancel, it glitched during that then i find out later I'm still being charged service fee. I went to try 3 more times to confirm it cancels correctly before it finally seems went through. No refund