FloatMe: Get Paid Early

29.9K reviews
Content rating
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About this app

***FloatMe does not support Chime, Varo, or prepaid cards at this moment.***

FloatMe’s innovative tools help you get ahead of their finances and make better decisions. We’re here to help you save money, manage your finances, prevent overdrafts, meet bills, and access your wages early.

Welcome to a better financial future with FloatMe.

Get started in just 2 minutes by connecting your bank account and telling us where you work. We’ll never check your credit. We support 10,000+ financial institutions including Bank of America, Wells Fargo, Chase, Navy Federal Credit Union, and USAA.

Once you’re set up as a member, you can immediately use our personal articles, manage your finances, see your overdraft risk, and access your earned wages early.

Here’s why millions of people have signed up to use FloatMe:

Get Paid Early with Floats*

We get it. Sometimes money is tight even when you are working you need to get paid sooner. Instead of getting hit with overdrafts or asking your boss to speed up your paycheck, you can access your unpaid earnings instantly.

By validating your employer, you can access the money you’ve already earned with no required fees.

Overdraft Predictions & Alerts

Spending more than you realized? We’ll let you know if you’re at risk of bank overdrafts. Had a significant event in your bank account? We can monitor it and let you know.

Manage Your Finances

View any linked accounts and track your cash inflows and outflows. See what you’re spending and where. More tools coming soon.

Grow Your Knowledge

All members receive access to our growing library of articles, tools, and other personal finance resources covering topics like taxes, budgeting, emergency funds, strategies to save money, and more.

Bank-Level Security
All your data is secured with 256-bit encryption - the same level banks use. We do not share or sell any of your personal information with 3rd parties.

Need help? You can submit a support request and access a large (and growing) library of help articles and guides at floatme.zendesk.com or via support@floatme.io

FloatMe is not affiliated with Dave, Albert, Earnin, Klover, Brigit, Possible, Empower, MoneyLion, Cleo, Cash App, Venmo, or Self.

For more information, please visit floatme.com

*FloatMe does not offer personal loans or payday loan products. Floats are one of several services provided to eligible FloatMe members and carry no mandatory fees. Your available Float limit will be displayed to you in FloatMe’s mobile app and may change from time to time based on factors determined by FloatMe. Standard Floats do not carry a mandatory minimum or maximum repayment term and FloatMe does not charge late payment fees. Generally, your scheduled repayment date will be your next predicted direct deposit date but may be repaid manually in-app at any time. Standard Floats do not have any interest or fees and are provided at 0% APR. For example: a $50 Standard Float paid back on the date you agreed to in-app would carry 0% interest and $0 in financing fees, equating to 0% APR. Floats are non-recourse; you will not be eligible to request a new Float until your outstanding balance is repaid. For more information, please see FloatMe’s Terms and Conditions for additional, terms, conditions, and eligibility requirements.
Updated on
Nov 18, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info, App activity and 2 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
29.9K reviews
Krissy Terry
September 2, 2022
I think this app is really easy to use & definitely comes in handy when you need some extra money & need it fast. I like that I can reloan right after I make my payment, although it does charge me a fee of $4 to get it instantly. But you do have the Standard option which is free but takes up to 2-3 business days to be deposited in the bank. Only thing I would say is that I wish it would let me loan a little more than it does. But I get it's based off a system that determines the amount.
121 people found this review helpful
Did you find this helpful?
September 2, 2022
Thank you for providing your valuable feedback. Please reach out to us at https://floatme.zendesk.com/, if you have other suggestions.
Flow_ Easy
August 8, 2022
This app is a nightmare. It's been two months, no solution to my problem and they won't make a hot fix to correct the issue. I cancelled my account a few months ago, then had it reinstated. Now I'm trying to add my bank and it kicks me back to the login screen. Support hasn't done ANYTHING to fix my problem. Using a pixel 6 pro, with the latest version of Android.
129 people found this review helpful
Did you find this helpful?
August 15, 2022
Oh no! We sincerely apologize for the troubles you've had with the app. Our tech team is currently investigating this issue. Please contact us at https://floatme.zendesk.com/ with details.
Jonviea Dewalt (Joni)
August 30, 2022
Very poor customer service experience! It takes forever to hear back then they make you keep the service with no option for immediate cancellation. I have an account for another month when I've asked multiple times to cancel it. On top of that, customer service just keeps copying and pasting a script telling me what I should have read during sign up. I definitely won't be using this service again. I'm not in charge of my own business with them and that's not okay.
43 people found this review helpful
Did you find this helpful?
September 1, 2022
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at https://floatme.zendesk.com/.

What's new

Improvements for performance, bug fixes, user experience and interface improved.

We no longer support Chime and Varo.