Now you have one more reason to smile. With our payment solutions, you can shop wherever you want and pay for your purchases a little at a time.
How?
• Find your favorite stores
• Discover the best solution for you to split your purchases and choose the number of installments
• Keep track of your payments
What payment solutions are available with the app?
HeyLight Card
The digital credit card, with Visa, for shopping and paying a little at a time anywhere, in-store and online!
1. The HeyLight Card is issued by Compass Banca S.p.A.
Free payment deferrals with a voucher
Shop at participating stores and pay a little at a time without interest. You can request a pre-assessment of the amount you can spend, up to €500, in 12 installments, and receive a voucher to show at the checkout to complete your purchase in an instant!
2. Free payment extensions are requested directly from the merchant.
HeyLight is a trademark of Compass Banca S.p.A.. Obtaining the HeyLight voucher, which must be presented in-store for purchases with free payment extensions, is subject to the merchant's credit transferability assessment. The credit assessment may also be performed by reporting and querying private databases (SIC) for a maximum spendable amount at the merchant. If successful, a voucher ("QR code") will be issued, which you can present to the merchant within 28 days to proceed with the purchase with the extension. If the assessment fails, or if you do not make purchases for the assessed amount within 28 days, or if you decide to cancel the transaction before signing the extension agreement, the voucher can no longer be used and your data will be retained in the SIC for 90 days. The complete privacy policy is available within the app, on the websites www.compass.it and www.heylight.com.
The application for the Digital Credit Card is subject to a credit check, which may be performed by Compass, including through reporting and querying private databases (SIC). The maximum credit limit granted by Compass if the application is approved will be reusable following regular repayments. For the financial and contractual terms and conditions relating to the Digital Card, please refer to the information documents available on the websites www.compass.it and www.heylight.com, in the Transparency section.
The Accessibility Statement can be found at the following link: https://heylight.com/it/it/accessibilita