CashX - Loan App

4.4
13.9K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Experience the benefits of online loans with CashX! Our mobile app is designed with your needs in mind: quick registration, minimal information required, and easy BVN verification. Get your money in less than 15 minutes!

āœ…āœ…āœ… Crucial Advantages of CashX

ā—¾ High chances of approval. We analyze 100% of the applications we receive and approve most of them.

ā—¾ Clear terms and conditions. Find the interest rate, amount, and terms on our website — you’ll know everything before you apply.

ā—¾ Access to money 24/7. Get the amount you require, when you need it — even at night.

ā—¾ Support team that really supports. Ask us anything within the service, and our managers will be happy to help.

ā—¾ Influence your loan amount. Make timely payments and close your loans to qualify for a larger amount on your next request.

🟢🟢🟢What We Lend Money For

We trust our clients to decide how to use their loans, so we don’t ask for a reason. You’re always free to make your own choice. However, our users most often take out loans for:

ā—¾ Personal loans. We help when money is needed urgently.

ā—¾ Car repairs. Unforeseen situations on the road sometimes require quick financial decisions.

ā—¾ Buying gifts. Unexpected birthdays and other occasions can’t go without gifts.

ā—¾ Education or treatment. Covering costs for education or medical care.

ā—¾ Vacations. Funding a much-needed break.

ā—¾ Other unforeseen expenses.

ā„¹ļøā„¹ļøā„¹ļø Important Details About a Loan from CashX

ā—¾ Loan amount: from NGN3,000 to NGN300,000.

ā—¾ Interest rate: from 2% to 4% per month.

ā—¾ No hidden fees: we maintain complete transparency in our process, ensuring you always know the exact repayment amount and timeline.

ā—¾ Collateral or guarantor: not required.

ā„¹ļøā„¹ļøā„¹ļø General information about CashX online loans

ā—¾ MINIMUM ANNUAL INTEREST RATE (including promotion): 24%

ā—¾ MAXIMUM ANNUAL INTEREST RATE (excluding share): 48%

ā—¾ MINIMUM LOAN TERM: 65 days

ā—¾ MAXIMUM LOAN TERM (including all loan extend): 65 days

ā—¾ MINIMUM AGE for obtaining a loan: 18 years old

šŸ–‹ļø Example of Loan Calculation in CashX

Suppose a client takes out a loan of NGN5,000 with a monthly interest rate of 2% per month for 65 days:

šŸ”ø Interest rate = NGN5,000 * 0,0645% * 65 = NGN209

šŸ”ø The total repayment amount will be NGN5,209 (NGN5,000 + NGN209).


Link to privacy policy: https://raw.githubusercontent.com/cashx2024/documents/main/privacy-policy

License:
CashX Loan App is developed by Elite ICT as a technical facilitator. All lending services are provided by CashXpress Nigeria Limited (
Approved by the Federal Competition & Consumer Protection Commission FCCPC/DSI/INV/ML/363 as of November 14 2023).
Updated on
Apr 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
13.8K reviews
victory ukwebru
April 14, 2026
I submitted my loan application some days ago, but the funds were not credited to my account. However, your app shows that my account was credited. Now, I am receiving calls demanding that I repay the loan today, even though I never received the money. This is quite confusing and concerning. Please kindly investigate this matter urgently and clarify the situation.
3 people found this review helpful
Elite ICT
April 14, 2026
Hi victory ukwebru. We are concerned about your situation and would like to look into it further. Please contact our support team via WhatsApp so we can review your account and help resolve the issue. We are always available to assist.
Oladeji Olusegun
April 10, 2026
I love the app even though i went through much stress due to my bank app. Not CashX fault though, the most wonderful thing was that they even disbursed without deducting the required token from my app. The disappointing part was that i was disbursed 3k instead of 150k, as how na. It's a good app sha altogether.
4 people found this review helpful
Elite ICT
April 11, 2026
Hi Oladeji Olusegun! Your feedback means so much to us! It motivates us to keep improving and makes working with you a true pleasure. The amount is automatically determined by the system and can be increased in the future.
Janet Olorunjuwon
March 8, 2026
Scam! Thieves! Your customer service is the poorest I have ever experienced. I requested a loan of 7,000, but instead 73,000 was disbursed to me, with a repayment of 100,730 within just 10 days. Who does that? I have already deducted the 7,000 I originally requested and returned the remaining amount immediately. Please fix the issues with your app and stop deceiving customers. Thank you.
18 people found this review helpful
Elite ICT
March 24, 2026
Hi Janet Olorunjuwon. We are concerned about your situation and would like to look into it further. Please contact our support team via WhatsApp so we can review your application and help resolve the issue
Content rating
Everyone
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App support

About the developer
ELITE IDEAS CONSUMER TECHNOLOGY
eliteideas.tech@gmail.com
17b Asiri Akofa Street Aguda, Surulere Lagos 101283 Lagos Nigeria
+234 706 968 6102

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