Payconiq by Bancontact

Bancontact Payconiq Company NV/SA

About this app

Paying friends back, buying a new pair of shoes online, paying the electricity bill quickly or settling up for those purchases in-store: it’s so quick and easy to do using the Payconiq by Bancontact app on your smartphone.

Fast, simple mobile payments are within hand’s reach. Connect your Bancontact card, link your bank account to the app and you can start making mobile payments right away. Without jeopardising security: you confirm every payment using your personal PIN code. It’s really quick and easy!

You can use the Payconiq by Bancontact app to make mobile payments anywhere you find Bancontact or Payconiq as a mobile method of payment.


This is what Payconiq by Bancontact enables you to do:

+No cash or cards needed in-store: with your smartphone in your pocket or bag, you always have your wallet with you.
+Pay online without a card-reader: paying online has never been so simple, thanks to the app.
+Pay bills and invoices quickly by scanning a QR code.
+Pay back friends and family in an instant with the app. And you can do it remotely, too!

Download the Payconiq by Bancontact app on your smartphone. For more information, visit www.payconiq.be

This Payconiq by Bancontact app stores information on your mobile device and accesses information on your mobile device to make registration and authentication possible for security reasons. The Payconiq by Bancontact app uses Google Analytics to track and analyse usage anonymously within the Payconiq by Bancontact app. By downloading, installing or using the Payconiq by Bancontact app, you agree for the Bancontact Payconiq Company to store information on your device and to access information on your device. For more information, including about how consent can be withdrawn and how you can opt out of Google Analytics, as well as your right to access, amend and object to the processing of your personal data for promotional purposes, please read the Bancontact Payconiq Company privacy regulations on www.bancontactpayconiq.com.

Ratings and reviews

After the recent update, all my loyalty cards are gone! EDIT --- FIXED ---: The Android widget displayed a message telling me I had no stored loyalty cards. When I clicked the displayed link in the widget, it would bring me to the old (now empty) loyalty menu of the app. However, if I close the app and reopen it from the app menu (so not via the widget), I can see my loyalty cards on the home screen. After having displayed one, the Android widget now displays all my cards again! Hooray!

all of a sudden my account is blocked (no explanation). I get two buttons: OK or contact Support. OK should reset and restart, but has no effect. Contact Support leads me to a list that does not contain my problem and no means to actually contact Support. Resolved after support reacted to this review, but had to reinstall and reinitialise the app as reset did not work.

This new "improved" app is just complicated frustrating mess. With the old Bancontact app all I needed to do was add my card and pay, simple. This new app forces me to jump a lot of hoops to open an account and give them my data, only to end up not even able to use it. When I try to add a card it tells me "payment failed". I guess I have no choice but to use a card reader to even pay small sub 25€ transactions... Simply annoying.