EfectivoYa - Préstamo rápido

EfectivoYa Team

About this app

EfectivoYa is a digital platform that offers online loans in an easy and secure way. This platform allows users to apply for loans without the need to visit physical branches, simplifying the process in urgent situations. EfectivoYa is designed to address immediate financial needs, especially when a small amount of money is required. Its process is simple and accessible, facilitating access to financing from home.

Requirements to apply for a loan:
Be a Mexican citizen and over 18 years of age.
Have a job with stable income.
Instructions for using the platform:

Download the EfectivoYa application.
Register and select the desired loan.
Wait for loan approval.
Receive the money in the account.
Comply with established payments.
Details of loans offered:

Loan amount: between $500 and $50,000 Mexican pesos.
Daily interest rate: 0.05% (up to an annual maximum of 18%).
Value Added Tax (VAT): 5%.
Annual Equivalent Rate (APR): up to 18%.
Commission: Ranges from $50 to $250, depending on the customer's credit score.
Loan duration: between 91 and 210 days.
Loan calculation example:
For a $5,000 loan with a 100-day term, the breakdown would be:

Interest: $5,000 * 0.05% * 100 days = $250.
Commission: $250.
VAT: $5,000 * 5% = $250.
Total to pay: $5,750.
The platform guarantees the security of customer information. It is crucial that clients make payments within the agreed deadlines to avoid default interest due to late payments.

Contact:
EfectivoYa has customer service hours from Monday to Friday, from 9:00 a.m. to 6:30 p.m.

Email for inquiries: [e-mail].

Ratings and reviews

Super easy and great.

I tried to take picture and it kept asking for front not back then rejected. Like 5 times. Why don't they have a phone number. And make life easyier on one.

like it flexable and relieable. i recommend this app.