FairMoney: Get Online Loan

4.3
633K reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

Unlock convenience like never before with the FairMoney loan app, Nigeria’s easy banking & lending platform. Avail of a fast loan and get cash instantly in your bank account with the ultimate loan app in Nigeria.

With over 10,000 daily loan disbursements, and over 5 million users enjoying banking and instant loan services, FairMoney helps Nigerians get a payday loan online and borrow money in the easiest way possible. 🚀

Enjoy access to quick banking services and a fast loan with a loan deposit limit up to NGN 3 million. 💰 No hidden fees, no catch, and no collateral required. Benefit from Fair Banking with FairMoney! 🌍

Stay ahead of the game with the FairMoney microfinance bank app:

🟢 Effortlessly manage finance, banking while accessing an instant loan 🚀
⚪ High-interest savings up to 24% P.A. on your loan 📈
🟢 Zero service charge for bill payments 💳
⚪ Free bank transfers & nationwide ATM card delivery 🏧
🟢 Exclusive discounts on airtime and data purchases 💸📱

What’s MORE with the FairMoney loan app in Nigeria? 📈

Maximize your lending potential: 💰
Utilize FairSave and FairLock with up to 24% P.A. interest to grow your finance & saving steadily.

Access a fast loan instantly: 💸
Secure a payday loan of up to NGN 3 million swiftly with FairMoney's instant loan solutions, free from any collateral constraints. Get cash instantly in your bank account with fast and easy loan approval in less than 5 minutes!

Flexible Repayment terms: ⚖️
A loan app tailored to your needs, with repayment options ranging from 61 days to 18 months. Manage your finances with no difficulty with our microfinance bank.

Simplify bill payments: 📲
Use FairMoney MFB ATM card for seamless online and offline cash transactions and bill payments to enjoy exclusive rewards with every transaction.

Priority security features: 🔐
Take advantage of advanced security measures while making a deposit. Features including facial recognition technology and the ability to freeze and block cards for added peace of mind.

Notable features of FairMoney’s Personal Loan: 💎

⚪ Access an instant loan of up to N3,000,000 💰
🟢 Get an easy & fast loan top-up that gives you access to more money, helping you reach your goals even while you are handling an ongoing payday loan ⏲️
⚪ Apply for a loan extension for flexible loan repayment 💸📥
🟢Competitive interest rates that make your lending journey effortless 💱

Example of a FairMoney Loan: 🔖

⇨ Borrow loan amount N100,000 over 3 months
⇨ Interest (total cost of the loan): N30,000 (30% rate)
⇨ Three Monthly Payments: N43,333
⇨ Total Amount Payable: N130,000
⇨ Representative: 120% APR

Contact us for any inquiries. ☎️
Email: help@fairmoney.io
Phone: 017001276 / 01 888 5577
Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria
All FairMoney deposits are insured by NDIC.

To know more about us, visit us on: 🖱️
Website: www.fairmoney.ng

To learn more about FairMoney’s privacy policy, click the link below: 🔏
http://fairmoney.io/privacy-policy

Frequently Asked Questions | FairMoney loan app 📚
https://fairmoney.io/faqs

Stay connected: 📳
Facebook: https://www.facebook.com/fairmoney.ng
Instagram: https://www.instagram.com/fairmoney_ng/
Twitter: https://twitter.com/fairmoney_ng
LinkedIn: https://www.linkedin.com/company/fairmoney/

Embark on your path to financial empowerment with FairMoney, our microfinance bank in Nigeria! 🚀 Download our loan app & get an instant loan in less than 5 minutes! ⏲️💸
Updated on
25 Apr 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.3
627K reviews
Aaike Peters
30 April 2024
Recently,even before I changed my phone,I've been finding it hard to navigate through the app as regards to buying airtime and sending money because the keyboard will refuse to pop up. After I got a new phone and downloaded the app again,I've still been having the same issue even after i uninstalled and redownload the app..please fix it
2 people found this review helpful
Did you find this helpful?
FairMoney MicroFinance Bank
30 April 2024
Hi Aaike! We apologize for the inconvenience experienced on the App. Kindly provide us with a screen recording of your transaction process, your phone model as well as your registered phone number via Whatsapp +2348101084635 so we can assist you further.
Halima Alli
1 April 2024
So far, I have had a good experience using the app. I like that I can save on it, instead of borrowing and unlike when I first started saving on it, I am no longer inundated with messages/calls asking me to take a loan. However, 2 things I don't enjoy. Why can't I change my password yo the app? I have checked and there's no visible place to change password from. Please this should be worked on. Also, why can't I extend the period on my Fair lock plans, without waiting for the maturity date?
1,192 people found this review helpful
Did you find this helpful?
FairMoney MicroFinance Bank
1 April 2024
Hello Halima! We appreciate your feedback. Kindly click on 'forgot PIN?' on the app to reset your password. Also, we are working on making available the option to extend your FairLock maturity date. For more assistance, please chat with us on WhatsApp at +2348101084635. Roseline
Boma Tamunotonye
19 March 2024
A well coordinated and stressless app on loan issue and management. Absolutely love it. Very professional. However, the latest update of the app seems to give a bit of issue with regards to the last step of debit card authorisation, even if the card is already registered on the App and you can make a transfer to it. Three weeks and it's not correcting despite correspondence on the app's chat, screenshot and screen records sent as well as emails back and forth. Not fault from card's bank.
914 people found this review helpful
Did you find this helpful?
FairMoney MicroFinance Bank
19 March 2024
Hi, Boma! We did not mean to displease you. To successfully connect your card, ensure your card is active for online transactions and can receive OTP. Also, ensure your card is funded, as an N50 debit will be made and refunded within 24 hours. If the issue persists afterward, kindly connect another card. ^Havel

What's new

Hello FairFam!

Thank you for choosing FairMoney and welcome to version 9.53.0

We have crafted an upgraded app version to enhance your FairMoney experience, ensuring seamless navigation and enhanced functionality. Upgrade and enjoy the improvements.

Remember that we are here to serve and assist you. For any questions, comments, or issues, please send us an email to help@fairmoney.io