Switch by Sterling

420 reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
Learn more
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About this app

Switch by Sterling is a free, easy to use financial service application for sending money across borders.

Switch gives you access to multi-currency savings accounts, investment plans, lending and insurance products at the best rates, with no extra costs.

Download the Switch by Sterling app and begin your journey to a financially healthy lifestyle and future.

With Switch by Sterling, you can:

** Send money seamlessly

Send money across borders at no extra charge. Send to Switch users for free and to other Nigerian bank accounts for 25 Naira or less.

** Pay your bills with ease

Buy airtime, and pay for your cable and internet services locally and internationally.

** Plan for the future

Get access to amazing insurance packages. For as low as 3,500 monthly, you get insured for up to 1.2 million yearly.

** Request money

Request and receive money with just one link.

** Keep your money safe

Switch by Sterling Bank Plc is approved by the Central Bank of Nigeria. All your funds are held in the bank and insured by the Nigeria Deposits Insurance Corporation (NDIC).

** Increase your wealth through investments

With Switch, you can invest in various sectors, stock exchange, bonds, real estate, etc. We offer profitable returns on investments.
Switch by Sterling is a free, easy to use financial service application.
Updated on
Aug 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Photos and videos and 3 others
  • Data is encrypted in transit

Ratings and reviews

410 reviews
Akolawole Akinsola
February 23, 2024
It's comforting to know this app belongs to an actual bank. You can walk into the bank and make withdrawal, you can make Forex transactions with your debit card too. Beware that if you change devices, *you'll have to go through a long process to sign-in on switch app*. You probably want that level of security for a forex account, however tedious this seems. I haven't signed in ever since I changed devices. That isn't a problem for me though, I can still use my card and get email notifications
25 people found this review helpful
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Sterling Bank Plc
April 19, 2023
Hi, we are sorry that you're having issues with the app. Can you write to us at switchresolution@sterling.ng. Kindly include a description of the issue you are facing, your Android version, and your app version. We will investigate immediately & solve the issue.
Tobi Seun
January 5, 2025
I had no option to download this app as I couldn't access the one app. I filled and uploaded every document. Now to verify email I had to click a link. I've been clicking and resending the verification link for 24hrs. It keeps telling me application not available or application currently not serving requests. You need to fix this. I can't do anything on the app until I do this so what's the point of having it on my phone.
4 people found this review helpful
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Sterling Bank Plc
January 10, 2025
We sincerely apologise for the service experience on the inability to verify your email while onboarding. Please be assured we are here to provide the best service😊. Kindly send us a mail with your registered email via switchresolution@sterling.ng for further assistance 🙏.
Peter Iteka
April 10, 2026
Dear sterling, I registered yesterday on this app, i got the place for phone number verification via call but I have not received any call. I tried several times and never came through. I used my UK number. I can't get past this phase. why isn't the call for the OTP not working and you have no other way to verify?
3 people found this review helpful
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What’s new

Bug fixes