Concora Credit

Concora Credit

About this app

See all of your accounts serviced by Concora Credit with one login. Manage your account with the Concora Credit App. With the app, you can activate your card, make payments, stay up to date with your transactions, and manage your account information 24/7. The Concora Credit App works with the Milestone Mastercard, Destiny Mastercard, Indigo Mastercard, Earniva Mastercard, Kay Jewelers Account, GEM (Zales) Account, Jared The Galleria Of Jewelry Account, The Sterling Family of Jewelers Account, Helzberg Diamonds Private Account, Fred Meyer Jewelers Gold Preferred Account, Littman Jewelers Gold Preferred Account, Mor Furniture for Less Silver Account, Ashley Advantage Gold Account, and Concora Credit Account.

Ratings and reviews

It's not an app, and the security is abysmal. No 2FA, no ability for notifications of access, etc. It opens to the web, and if you're not using a secure browser you are at risk. Seems poor judgement for information that should be secure and fully encrypted (which it isn't). The interface is not very friendly. I can do what I need to, but no logical sense to this app.

This company is terrible. I set up auto pay via the app for 3 cards and received confirmations. The payments were never presented to my bank. The company refused to refund fees. I closed all 3 accounts. They continued to report late payments even though I was paying on time. They charged late fees for on time payments made in accordance with my agreements. They refunded half of them but maintained that I was late on my credit report. Do not use them!

Overall, I do enjoy the app. My only complaint (and I'm pretty sure it isn't the developer at fault) is that I can't pay early at all whatsoever, and it counts as the monthly payment. In most other places, you can pay at least a few days early, and it counts. Synchrony allows a week early. It just kinda sucks as someone who gets paid monthly and likes to pay all bills at once and be done. I have a system that works it's just annoying as hell.

What’s new

Adding new brands to mobile app.