atome PH - Buy Now Pay Later

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About this app

Atome is a leading buy now pay later (BNPL) app that enables you to shop what you love, both online and in-store. Atome works seamlessly with 15,000+ merchants in 10 markets including Singapore, Indonesia, Malaysia, Hong Kong, the Philippines, Taiwan, Thailand, Japan, and Vietnam.

1. Select Atome.
If you’re shopping online, select Atome during checkout. If you’re at a participating physical store, scan the QR code at the cashier.

2. Make payments.
Atome automatically splits your purchase into 3 equal payments. Pay the first payment at the point of purchase. The next two payments will be spread across the next 30 days. No interest fees or hidden charges.

3. Check bills.
Check the status of your payment schedule under “Bills” in the app. You will also be informed when your payment cycle is complete.

Download the Atome app to enjoy a PHP200 shopping voucher on your first purchase and pay later at your favorite stores online or in-store! Shop now, and you might get unexpected discounts or cashback at popular brand stores.

As one of the leading BNPL brands in Southeast Asia, Atome stands out from the crowd with these features.

Atome automatically splits your bill into 3 zero-interest installments at hundreds of brand stores in the Philippines. Pay only 1/3 of the amount at the time of purchase and get your favorite items first. The next two payments will be spread across the next 30 days. 0% interest. No service fee. No hidden fee.

It merely takes you 72 seconds to register an Atome account and complete a transaction. Payments are automatically deducted from your preferred credit card or debit card to avoid late payments.

Atome partners with famous brands both at home and abroad. Featured brands include Charles & Keith, ShopSM, Watsons, Rustan's, ZALORA, Fitness First, National Book Store, Aldo, Agoda, Klook,Timex, Boozy, OGAWA, Plains and Prints, Garmin, Kimstore, Uratex, Toby's Sports, Flower Chimp, Sunnies Studios, Anker, Akari, Toy Kingdom, Whey King Supplements, Mosaic, Watch Republic, and Affordahome Furniture.

Aiming to enhance the offline and online shopping experience of its users, Atome's partnered merchants range from women, beauty, men, home, baby & kids, electronics, sports & outdoors, travel, to lifestyle.

Want to know more about Atome? Simply follow us on our social media channels.
Official website:
Updated on
Dec 1, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

What's new

-Fixed some bugs and improved product performance.
-Enjoy! Time to own it!