BillEase - Buy Now, Pay Later

4.7
158K reviews
5M+
Downloads
Content rating
Rated for 3+
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About this app

BillEase makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with BillEase, and enjoy your flexible monthly payments. You can also unlock exciting features with every successful repayment!

BillEase is the best shopping finance experience in the Philippines!

MUCH BETTER THAN CASH LOAN OR CONSUMER LOAN
Paying with BillEase is more convenient than SSS loans, consumer loans, or cash credit. Buy what you want today directly on Lazada or at any of our merchants and select to pay with BillEase. That will split your purchase in convenient installments. We’ll let you know when your payments are due ahead of time. Collateral or down payment are not needed. Borrow money for shopping quick and online.The credit approval process is super easy and super fast! Most customers who apply on our app can get an instant decision and can get credit immediately. And you don’t have to deal with the credit money. Just shop and enjoy!

BETTER THAN CASH CREDIT OR CREDIT CARD
BillEase is built for the digital age. Secure transactions through integration in our merchant partner’s checkout process. No credit card numbers to worry about. Always keep track of your transactions in our app.

MORE THAN 10,000 MERCHANTS
Lazada, Kimstore, Mandaue Foam, Anson’s, Philippine Airlines, Agoda, Datablitz, and hundreds of other merchants. 0% interest at these merchants: Anker, Cole Haan, Jockey, KitchenAid, Tempur and more. Load your phone and just settle the exact amount on your next due date. No interest or fees added. GCash, Maya, coins.ph and GrabPay top-ups are also available.

EASY BILL PAYMENT:
Easily pay 100s Billers including Globe, Smart, Meralco Maynilad, Manila Water, Easytrip RFID and even Government Contributions: SSS, Pag-Ibig and more.

ENJOY LOWEST INTEREST RATES FOR ONLINE PURCHASES
Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Watch out for our 0% APR promo with selected merchants and mobile load.

CONVENIENT REPAYMENT OPTIONS
You can easily pay your installments via InstaPay or PESONet, direct bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier retail outlets.

NO FUNNY BUSINESS
What you see is what you pay - no hidden fees. Our app lets you configure your installments and see the exact amount you will pay every month upfront. Before availing we will always generate a Disclosure Statement in compliance with the Truth in Lending Act for you to avoid surprises.

INFORMATION ABOUT THE COST OF YOUR INSTALLMENT PLAN:
- Monthly interest rate ranges from 0% to 3.49%
- Annual Percentage Rate (APR) of our installment plans ranges from 0% to 41.88%
- Service charges range from 0%-10% - Loan amounts range from PhP 500 - 50,000
- Installment terms are flexible from 2 to 12 month

REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN:
3 month Lazada Installment plan for PhP 12,000.
-We will disburse PhP 12,000 to your Lazada Wallet (no upfront deductions).
-You will need to repay in 3 monthly installments of PhP 4,539. This consists of PhP 4,000 Principal, PhP 419 Interest, PhP 120 Service Charge per installment.
-In total you will need to repay PhP 13,617 which includes PhP 12,000 Principal, PhP 1,257 Interest and PhP 360 Service Charge

We love feedback! Email us at: info@billease.ph FB: https://www.facebook.com/billeaseph/ IG: https://www.instagram.com/billeaseapp/

Corporate Name: First Digital Finance Corporation
Business Name: First Digital Finance Corporation
PSEC Registration Number: CS201516347

Regulated by SEC as Finance Company with
Certificate of Authority (CA): 1101

Regulated by Bangko Sentral ng Pilipinas as
Operator of Payment System (OPSCOR-2021-0007)

Registered address: 9th Floor, TM Kalaw Center Building, 667 TM Kalaw Street, Brgy. 666, Zone 72, Ermita, Manila, Philippines
Updated on
Jul 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
156K reviews
Robert James
November 2, 2023
I love the billease app and have been using it for quite a while now. But their customer support is awful. I received an error where the order was not completed but it deducted my available credits. I sent a message in the live chat and also on their contact email but there's still no response. I'm still waiting to see if there will be someone who's going to fix my issue.
282 people found this review helpful
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First Digital Finance Corporation
November 2, 2023
We regret to note this. Please contact us at info@billease.ph with your contact details so that we can address your concern.
Karl Ace Alicaba
January 3, 2023
I've been in the app for almost a year now, it's a really great app, the cash is a lil bit pricier when your still in the wallet top up stage but when you open the cash loan, I guarantee you that they have the best terms and the cheapest interest of all the loan apps. Load has no interest. One thing I can say is, AMAZING. Fast process and fast response. I hope they don't change. About to finish paying my 12k credit limit the 2nd time. I hope my credit goes up after I pay this one.
1,025 people found this review helpful
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First Digital Finance Corporation
January 4, 2023
We are grateful that you are constantly choosing us, rest assured that we will keep working to provide a good user experience. You can also follow us on Facebook and Twitter to get our latest information. Thank you!