109K reviews
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Everyone
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About this app

No fees on ALL transactions. No cash-in needed. No hassle.

BDO Pay Mo Na!
Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay.

More reasons to love BDO Pay
• Manage your BDO Credit Card and explore available Installment Offers.
• View and redeem Rewards Points anytime, anywhere.
• Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders.
• Withdraw for free at any QR-enabled BDO ATM nationwide.
• Lock or unlock your BDO Debit or Credit Card and manage limits with ease.
• Open a Basic Account with no initial deposit and no maintaining balance required.

BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph.
For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance.
Deposits are insured by PDIC up to P1 Million per depositor.
The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
Scan QR, Send Money, Pay Bills & MORE on BDO Pay - no service fees, no cash-in!
Updated on
Sep 21, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Photos and videos and 2 others
  • This app may collect these data types
    Personal info, Financial info and 2 others
  • Data is encrypted in transit

Ratings and reviews

108K reviews
Ellaine Arellano
July 15, 2026
The app is not that helpful. It always loads again and again and do not pass through quickly. Every open it keeps repeating to ask about linking certain account for payment and receiving. This is frankly takes time specially is you have an urgent transactions online. You link it now then it does not pass through, so you need to go back and open the app again, and then it happens again. This is irritating. There is an evident problem in this app. P
15 people found this review helpful
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GILE, RANWA A.
July 13, 2026
Absolutely terrible app. It keeps saying my information is incorrect even though I've entered everything exactly as it appears on my account. I've checked it over and over, and it still won't let me continue. How is anyone supposed to use this app if the verification system rejects correct information? this is so a wastes time and tests your patience. Please fix this broken verification process.
14 people found this review helpful
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Lester Varela
September 5, 2026
I am giving BDO Pay 5 stars, because I like it as a bank account. I am able to use it for my transactions. I am just hopeful for many things about this like seeing it someday to grow and evolve into a better form of service. I am particular about it being able to be used on e-commerce, tap-to-pay services and its card being able to be inserted on payment platforms. More power to you, BDO!
7 people found this review helpful
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What’s new

Managing your accounts is now more convenient!
• Personalize your Dashboard and choose which accounts to show or hide
• Reorder your accounts to display the ones you use most
• View your Debit Card number in the app for linked BDO Unibank Savings and Checking accounts

Update to the latest version and enjoy greater flexibility in managing your accounts.