4.9
82.8K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
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About this app

Save on fees, forget the cash-in! Just pay from your BDO Bank Account or Credit Card on BDO Pay.
Already on BDO Online? Use the same username and password to easily log in on BDO Pay!

#ScanSendPay with no cash-in on BDO Pay!
• Scan QR Ph codes effortlessly or request to pay via BDO Pay at the cashier.
• Send Money for FREE to BDO accounts or only P10 to other banks or wallets.
• Pay Bills with no service fees to over 2,100 billers.

Other features you would love:
• Request Money easily from fellow app users.
• Split Bill down to the last cent and receive payments straight to your account.
• Buy Load for any local prepaid number.
• Withdraw or Deposit via QR easily.
• Access to exclusive Deals and Rewards right on the app.
• Manage your Credit Card your way through different support and services available in-app.

BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph.
For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance.
Deposits are insured by PDIC up to P1 Million per depositor.
The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
Updated on
Jun 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Photos and videos and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit

Ratings and reviews

4.9
82.3K reviews
Clarissa Bartolome
June 13, 2026
Why did you remove the "Pay now" function from the credit card account? That was so convenient, especially with the statement attached below. Payment was just a step away. Now it takes multiple clicks. This is an example of fixing something that isn't broken.
5 people found this review helpful
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Gellika Maria Labajo
May 28, 2026
I type my username in sign up button but it was always on error and it suggested to have another username. I tried to change another username to make it qualified to be a username. Unfortunately, instead the app said back to log in already but still I don't know what my username is. I don't understand. I'd try to put my email where they can send you steps on how to retrieve your username but still no email appeared. Please try to fix your system its kinda draining. Dissatisfied client.
8 people found this review helpful
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Dream Cardigan
April 7, 2026
more reliable than its counterpart "BDO Online" and interface design is more modern. I just wish it's less buggy -- I mean, it's significantly less buggy than BDO Online, but still buggier than what's ideal. In ranking, it's the most reliable app among the local banks w/physical branches' digital banking apps, but still buggier than pure Digital Banks' banking apps. PROS: transactions w/ wrong details rarely push through; you rarely experience floating transactions; & cheap transaction fees!
23 people found this review helpful
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What’s new

Enjoy a better app experience with improved performance and enhanced features.