Fidoph Philippines-Cash Loan

FIDOPH LENDING CORPORATION

About this app

Fast Online Cash Loan App in the Philippines
Need a reliable, fast, and secure online cash loan? Fido is your trusted personal loan app in the Philippines, offering quick peso cash advances for emergency needs, bill payment, or business capital. Experience mabilis na pautang and easy pera borrowing!

Platform Introduction
FIDOPH LENDING CORPORATION is a licensed and regulated credit company in the Philippines, holding a Philippine lending license. Fidoph Philippines (Short name: Fidoph or Fido ph) focuses on providing efficient, convenient, and reliable online credit services and cash loans to Filipino users.

License Information
- Company Name: FIDOPH LENDING CORPORATION
- Registered Platform: Fidoph Philippines
- SEC Registration No. CS201825101
- Certificate Authority No. 2832
The company fully complies with and operates under the guidance of the Securities and Exchange Commission (SEC), Credit Information Corporation (CIC), Anti-Money Laundering Council (AMLC), and National Privacy Commission (NPC). Safe and legit money lending guaranteed.

Our Advantages
- Free Membership: Higher borrowing limits, longer repayment terms, and faster approvals with good credit!
- High Credit Limit: Up to P50,000. (Non-VIP: 30,000; VIP: 50,000)
- Fast Approval: Approved in as fast as 3 minutes. Instant cash disbursement to e-wallet (GCash, Maya,etc) or bank account.
- No Collateral: Easy application with 1 valid ID + mobile number. Unsecured personal loan.
- Revolving Credit: Once approved, use repeatedly with a maximum annual interest rate of 144%.

Product Overview
- Loan Amount: P1,000 ~ P50,000 (Non-VIP: 30,000; VIP: 50,000)
- Loan Term: 61-360 days (Non-members: 61-180 days; VIP: 61-360 days)
- Number of Installments: 1-12 Installments
- Maximum monthly EIR: 12%
- Maximum Annual Percentage Rate (APR): 144%
- Customized financial solutions tailored to different user eligibility. For some loans above PHP 10,000, the APR may be higher, with a monthly EIR of up to 15% as the maximum.

Borrowing Example
Principal loan of P50,000 with a 90-day term (1 month per installment) at a daily interest rate of 0.1%:
- Total interest cost: P50,000*0.1%*90 = P4,500
- Service fee 0.233%/day (7%/month): P50,000*0.233%*90 = P10,485
- Total repayment amount: P50,000+P4,500+P10,485 = P64,985
- Monthly repayment amount: P64,985/3 = P21,661

Borrowing Requirements
- Age: 18 years of age or older.
- Nationality: Filipino citizen with a government-issued ID.
- Bank Account: Valid Philippine bank account or e-wallet.
- Income: Stable source of income.

Why Filipinos Choose Fido for Cash Loans?
Whether you need a salary loan before payday, emergency funds for medical bills, tuition fees, or extra capital for your negosyo, Fido provides flexible installment loans with low interest. Borrowing money (utang) is simple, fast, and secure. Apply for a quick cash advance anytime.

Our Commitment
Fidoph Philippines (Short name: Fidoph or Fido ph) adheres strictly to legal and compliant business practices. We will:
- Comply with Philippine financial regulations and regulatory requirements.
- Ensure all lending operations are conducted within a legal, transparent framework.
- Maintain strict oversight over interest rate setting, risk management, and user data protection.

Contact Information
- Company Name: FIDOPH LENDING CORPORATION
- Address: 16th Floor PHL Tower, 6789 Ayala Avenue, Bel-Air 1209, City of Makati, NCR, Fourth District, Philippines
- Email: [e-mail]
- Phone: [phone]
- Website: https://fido.ph/

Disclaimer
Fido provides continuous cash access to consumers in the form of a personal credit line. Fido is not associated with other online loan apps in the Philippines. Always study the terms and conditions before proceeding with any transaction.

What’s new

1. Optimization of repayment experience
2. Optimization of intelligent customer service
3. Other user experience optimizations