MoneyChat: Expense Tracker

So Wonderful Apps

Contains adsIn-app purchases

About this app

MoneyChat is an expense tracker that works like a chat. Type an amount, send it, and the expense is logged and sorted by category. No spreadsheets, no setup, no ten-field forms.

HOW IT WORKS
Open the app, type 15, send. That's a coffee, logged. Type 120 — groceries. MoneyChat picks the category itself and learns from your corrections. If it gets one wrong, tap the entry and fix it. Your spending history reads like a conversation you can scroll back through.

ACCOUNTS AND CURRENCIES
Keep a card, cash, and savings as separate accounts and switch between them with one tap. Every account has its own currency — dollars, euro, zloty, hryvnia, crypto — and the balance converts at current rates. Transfers between accounts are recorded once and show up on both sides.

BUDGET AND ANALYTICS
See how much you spent this month, which categories take the biggest share, and how this month compares to the last. The money manager shows the trend without charts you have to decode: a short summary in plain words, then the details if you want them.

RECEIPT SCANNER
Snap a photo of a receipt and MoneyChat splits it into entries by category — groceries, household, alcohol — so a supermarket trip isn't just one lump sum. Edit any line, drop the ones you don't need, or save the receipt as a single expense.

BUILT FOR DAILY USE
• Evening reminder to log the day's spending — one a day, no spam
• Custom categories with search, separate for expenses and income
• Change the date of an entry for things you forgot yesterday
• Dark theme, iPad support, seven languages
• Android: optional suggestions from your bank's notifications — off by default, nothing is saved without your confirmation

PRIVATE BY DEFAULT
Start using MoneyChat without creating an account. Sign in with Apple or Google only if you want your data on another device. Delete your account and all data at any time from Settings — it is erased, not hidden.

MONEYCHAT PREMIUM
The free version is a complete expense tracker with ads shown occasionally when switching accounts. Premium removes ads and unlocks the receipt scanner and full analytics.

Plans: weekly, monthly, or yearly, each with a 3-day free trial. The price is shown in the app in your local currency before you subscribe. Payment is charged to your App Store or Google Play account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in your account settings.

Terms of Use: https://moneychat.pro/terms
Privacy Policy: https://moneychat.pro/privacy

Money is easier to keep track of when logging an expense takes three seconds. Type a number. Send. Done.

What’s new

MoneyChat has been rebuilt from scratch. It now works like a chat: type an amount, send it, and the expense is logged.

• The category is picked for you and learns from your corrections
• Accounts in one tap: card, cash, savings, any currency, with transfers between them
• Receipt scanner splits a photo into entries by category
• Clear analytics: where the money goes, month over month
• Works without an account
• Tablet layout and dark theme