Raiffeisen Smart Mobile PI

Raiffeisen Bank Romania

About this app

Enjoy Raiffeisen Smart Mobile - smart banking - wherever you are!

Here are some of the benefits of Raiffeisen Smart Mobile:
• You can open your account and become a client straight from your phone, 100% online.
• Intuitive interface: Easily find anything you need.
• Secure authentication and authorization: Use PIN, fingerprint, or FaceID when registering your device.
• Smart Hour - BNR exchange rates: Exchange between RON and EUR at the NBR exchange rate from Monday to Friday 10:00 - 11:00.
• Application personalization: Personalize the Dashboard using a simple "drag & drop" feature. Optionally hide the balance for your accounts or change your username.
• Instant payments: Send payments that reach the destination in 10 seconds. Available 24/7/365 for all banks enrolled in the instant payments system.
• Saving Box: Automatically save money with every card payment and earn interest. Choose how much to save for each payment.
• Smart Search: Easily find and repeat past payments.
• Control over your cards: Block, reissue, or view your card PIN with just one touch.
• Direct access to the Smart Market loyalty app: Get rewards such as cashback, discounts, vouchers, and loyalty points.
• Future payments: Schedule future payments, set up direct debit bill payments, or save them as templates.
• Access to products for your daily needs: Open current accounts, savings accounts, and term deposits with ease. Get a personal loan, Flexicredit, 100% online in about 10 minutes.
• Smart investments: Purchase Raiffeisen Asset Management unit funds if you have already signed a contract and have the required documents.
• Push notifications: Receive instant updates on money going in or out of your current accounts or payments made with your card.
• SmartToken: Safely authenticate and authorize payments, 100% online, with Raiffeisen SmartToken.
• Pay utility bills: Multiple convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. Top-up your prepaid mobile plan as well!
• Update personal data: Easily update necessary data directly within the application. No phone calls or bank visits required!

These are just some of the benefits offered by Raiffeisen Smart Mobile! Make sure to always have the latest app version installed from the app store to enjoy all the continuously added new features.

Ratings and reviews

The new application is horrible!!! Those 4 big yellow buttons, no reason to be there, you can touch them by mistake. Everything inside this app is a mess. Why transactions just for 30 days? I can't find my transaction at all. On the old one, everything was clear and easy to use!!! Yes it's true, I can't find my transactions on flexideposit on my phone and on your stupid new web site! Both are horribile!

4.39.2.10 is unusable for me. Erraneously tells me that my phone is rooted, although I checked with reliable root checkers (Root and SafetyNet Checker, SuperSU and another one) and got a confirmed "not rooted" status. My device is a Blackberry Key2, Android 8.1, and it is "certified" in Play Store. A Blackberry can't be rooted! Customer Relations suggested that my phone settings may be the issue and told me to get the phone checked at a service. These are in perfect order. Dissappointing.

Updated: 3-stars because they finally managed to add the option to "Close Account" inside the app. But it works only for saving accounts. They need to add the Close Account option for the EUR, GBP, USD accounts too. Other changes that I would like to see: 1. Possibility to add the current card to EUR, USD, GBP accounts. 2. Possibility to order new cards in app for the EUR, USD, GBP accounts. 3. Instant tranfers between own accounts even putside of the working hours. (Savings -> Debit for ex)

What's new

Improvements to existing functionalities.
Bug fixing.