** Winner of the Business Banking category in the Finder Banking Customer Satisfaction Awards 2023 **
Mettle is the free business bank account by NatWest. It's built for the self-employed, small businesses, limited companies and sole traders with UK residency. Apply in minutes.
Apply for a business account in minutes
Mettle is free – seriously, it’s 100% free
Send and receive UK payments
UK account number and sort code
Support from real people when you need it
Eligible funds are protected by FSCS up to £85,000
You'll have confidence knowing your business bank account is part of a trusted and regulated bank.
See if we’re a match
To open a Mettle account, you'll need to be a sole trader or a director of a limited company with up to two owners and have a balance of less than £1m.
Account features built around you
Sync with accounting software
Connect Mettle with accounting packages like FreeAgent, Xero and Quickbooks. Easily sign up for FreeAgent, Xero and Quickbooks through the Mettle app and sync all your business transactions.
Get tax ready
Categorise business transactions to reduce admin and minimise errors. Export your data and share it with your accountant.
Get paid faster with invoicing on the go
Create and send invoices from wherever you are. We’ll notify you when money hits your mobile banking account and match the payment to your invoice.
Automatically put money aside with Pots
Set rules to automatically set aside money from your main account so that you can plan and save for things like tax and new equipment.
Control your costs
Schedule payments on the go. Whether it’s a one-off transfer or paying a supplier, you can manage recurring payments directly from the app.
Make payments with Google Pay
The fast and simple way to pay at millions of places – on-site, in-app and in-store. Google Pay is available on selected devices. Retailer limits may apply.
Contact the Mettle team at any time for help from real people.
Eligible funds are protected by FSCS up to £85,000.
*Finder Banking Customer Satisfaction Awards, Finder, 2023