UKG Wallet

4.5
10.8K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Count on UKG Wallet™ being there for you to give you access to your earned wages from the hours that you have worked before payday. Effortlessly manage bills, navigate fees, and handle unexpected expenses with our convenient digital tools. Powered by Payactiv, UKG Wallet gives you the foundation to keep your finances on track and the tools you need to stay financially fit on your life-work journey. No loans, no interest–just your money, in your hands and with UKG Wallet, you’ll get:

Earlier access to your money
• Get your paycheck up to 2 days early²
• Get your government payments to 4 days early2
• Immediate access to earned wages3

Spending and Saving tools to stay on track with your financial goals
• Always know what’s safe to spend
• Track your spending habits at a glance
• Receive low balance alerts
• Set up auto transfer from earned wages3

The UKG Visa Card*- The card without the hidden fees
• No minimum balance requirements
• No overdrafts
• No monthly or inactivity fees
• Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs
• Free integrated bill pay
• Cash withdrawal at tellers in participating banks
• Send and receive funds to other enrolled members with no transfer fees

Convenience and security you can count on
• Use the card with Google Pay or Apple Wallet
• Touchless payments at stores
• Covered by Visa’s Zero Liability protection4
• Lock or replace lost or stolen cards
• 24/7/365 support in English and Spanish

Please note, UKG Wallet is only available to authorized customers of UKG.
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1 Central Bank of Kansas City does not administer, nor is liable for earned wage access. The UKG Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week.

2 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Wallet Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

3 Earned Wage Access requires employer participation.

4 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
Updated on
Feb 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
10.7K reviews
Crystal Cleaves (Cryscrys)
April 27, 2026
keeps saying my password is wrong, I've reset it and then it says it's wrong again. I've tried multiple times and then the reset button doesn't work when I click on it. says it takes 24 hours for ur finds to be accessible but it's been 4 days and nothing has updated!.submitted a ticket 3 days ago still nothing has been fixed! don't expect to get money when u need it! won't happen...
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Rose Dunn
April 16, 2026
5 years in with them, consistent timely repayment and still unreliable. Customer service doesn't actually listen to you, they just assume you're trying to scam them and take the easy route. Lie about it and respond with canned answers instead of actually looking at their records and investigating. Seems like they don't like their users. Customer is always wrong.
2 people found this review helpful
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UKG, Inc.
January 31, 2024
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at feedback@ukg.com. Thank you.
N X
January 16, 2026
this thing is so flawed. it goes by what HR allowed. and you can't get access to all of your money you worked for because the company you work for doesn't allow this to let you access to all of your money. they pretty much nickel and dime you your own money! And this app crashes all the time. can't log in even after uninstall and reinstall the app and it won't tell you why or if your password is wrong, etc... it just keeps loading non stop. Find better alternatives!
7 people found this review helpful
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What’s new

This update delivers performance enhancements and improved compatibility with the latest Android versions, providing a smoother and more reliable user experience.