XPlace: Crypto Credit Card

Pontech L.L.C

About this app

XPlace is the crypto credit card that lets you spend anywhere on Visa
without selling your assets or triggering tax events. Earn up to 20% APY
paid daily, get up to 12% cashback, and access a crypto-backed credit
line — all in one app.

Join 100,000+ users already building wealth with XPlace — free to download.

◆ UP TO 20% APY — COMPOUNDING DAILY
Earn yield on your crypto assets automatically. Let your daily APY cover
your card interest — and still come out ahead.

◆ 12% CASHBACK REWARDS
Earn on every swipe. No hoops, no tiers to decode — just straightforward
crypto cashback on everything you spend.

◆ CRYPTO-BACKED VISA CREDIT LINE
Move your crypto to a savings account and instantly unlock a Visa credit
line at 3.49% APR. Credit limits up to $750,000/month — spend big without
selling a single coin.

◆ NO TAX EVENTS
Spending via credit line means no asset disposal — no capital gains, no
tax headache. Keep full exposure to your crypto upside.

◆ INTERNATIONAL BANK TRANSFERS
Send money globally with speed and security. Bank transfer limits that
can move millions — for individuals and businesses who mean business.

◆ TRAVEL BENEFITS WORTH HAVING
Zero FX markup — just the straight Visa exchange rate. Complimentary
airport lounge access, priority security lanes, and curated partner perks
on every trip.

◆ SELF-CUSTODY SECURITY
24/7 two-factor authentication. In-app card freeze at the tap of a button.
Your assets stay in your self-custody account — always under your control.

One app to spend, earn, and protect — without ever giving your gains away.

Get XPlace free and let your wealth do the work.

—
APR (3.49%) and APY (up to 20%) are variable and not guaranteed. Actual
rates may differ based on market conditions. XPlace Card is not affiliated
with XPlace protocol and is subject to separate terms provided by Issuer.
Transfers available via supported bank networks; exchange, remittance fees,
fair usage limits, and T&Cs apply.

Ratings and reviews

fantastic app, love it, crazy apy! jammastermike.skr

Great experience with lots of features.

I like this app so far but it keeps saying it needs to be updated