BankMobile

BM Technologies, Inc.

About this app

Smart, digital banking on the move with the BankMobile app.

Download the app today and:

• Earn cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and over 12,000 local locations
• Quickly link external accounts with Plaid
• Get paid up to 2 days early with direct deposit²
• Send and receive money with other BankMobile customers instantly with no fee via MobilePay
• Quickly lock your debit card if you misplace it
• Add your card to Google Wallet™ or Samsung Wallet
• Stay in the know on your account activity with alerts
• Check your balance, view recent transactions, and transfer money to and from external accounts
• Make your money work for you by taking advantage of our interest-bearing accounts
• Deposit your checks in a flash with mobile check deposit
• Locate the nearest fee-free Allpoint® ATM³ to withdraw cash
• Set up one-time or recurring payments to pay your bills

1 See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account.
2 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible to early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments.

3 Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change.

© 2025 BM Technologies, Inc., a wholly owned subsidiary of First Carolina Bank, Member FDIC and Equal Housing Lender. BankMobile banking products and banking services are provided by First Carolina Bank. All Rights Reserved. The BankMobile Debit Mastercard® card is issued and administered by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners.

Ratings and reviews

I have to uninstall, then reinstall this app every 2 - 3 days. Like clockwork, every 2nd or 3rd day "An Error Has Occurred" when I log in. I close the app and reopen to try it again. Same thing. At first I thought it was just a bug. tried to log in the next day. Same thing. Then I Un/Re-Install and it works fine, until a couple days later. this has been going on for about 2 weeks, at a minimum.

Used to love the app, before the update. Now when I go to sign in, it says it needs to send me a code via text message yet the message never comes. Been on the phone with customer service, did everything they asked to no avail. The team emailed me to tell me what may be wrong with my phone. ... I assured them nothing is wrong with my phone, but no solution is available. The joke being that the email says I can check the status of my issue by signing in. 🤦‍♀️🙄

I have to uninstall this app and reinstall it if I use it more than once a day. I log in, have to punch in a security code, and if I'm lucky I get to login. Otherwise I either get taken back to the login screen, or "error has occurred" comes up. For a banking app with the word MOBILE in it, it's not very mobile friendly. Every update makes this less and less a viable option for my banking needs.

What's new

Fresh Look, Same Great Service
We’ve updated our branding! You’ll notice a refreshed app icon, colors, and name changes to align with our new brand identity. Enjoy the new look!