SumUp: Payments and POS

94.9K reviews
Content rating
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About this app

The all-in-one app for your business needs

With the free SumUp mobile app you can take payments, manage your item catalogue, track your sales and more. Our app connects with SumUp’s hardware to further power your ability to reach customers and get paid wherever your business takes you.

Open the app to control your top business needs straight from the palm of your hand. Whether you want to open and build an online store, send payment links, issue invoices or boost your customer base, you can explore all of your options with this portable, free app. All of our tools are intuitive and many can be mixed-and-matched to meet your personal needs.

You can also discover our different payment options–from pay-as-you-transact fees, to money-saving subscriptions, discover everything you need to choose in one place.

Item organisation & helpful reporting
Add, edit and delete items to your own personalised catalogue directly in your app. You can then easily select any of these items to speed up your transactions using one of the payment methods highlighted below. The app also includes sales reports so that you can track your performance and spot trends in the data to improve and manage your business.

Take payments

Point of sale solutions (POS)
The SumUp app is the perfect match for your card reader or Point of Sale Lite. Pair your free app with your mobile card reader to take card, chip & PIN, contactless and mobile payments. You can then use your app to track the sales you take with your devices, add tipping options, issue refunds and set sales tax rates.

You can activate and issue professional, legally-complaint, on-brand invoices from your app in minutes. You can also track the status of any invoices you’ve issued so you’ll always stay on track with pending payments. Our invoicing app feature is very simple, when your customer receives an invoice, they’ll have the option to pay securely online.

Payment Links
Through the free SumUp app, you can easily get paid remotely with Payment Links. All you have to do is select ‘Payment Links’ from the app home screen, enter the amount you want to charge, create your link, and share it with your customers via social media, SMS or email. The link will take the customer to a secure website where they can complete the transaction. It’s a great way to take cashless payments from afar or without a device.

QR codes
With QR codes, you can offer your customers another alternative when it comes to payments. Generate QR codes instantly via the free app. If you’re looking to speed up in-person payments, you can order stickers or displays to place around your business - allowing your customers to pay quickly and securely, using only their smartphones.

Boost your business

Online Store
Open your online store directly from your free app and reach new customers. In just 4 simple steps, the SumUp App will guide you through the process of building your own feature-rich online store - no web design skills needed. Add items, publish your store, and grow your customer base across the globe. Once you’re up and running, the SumUp app will supply you with real-time analytics to help you grow your business further.

Gift cards
You’ll find your business’s gift card page on the app home screen. Your customers can buy digital gift cards for any amount, and personalise them by picking from a range of designs. You can manage the balance of every gift card you sell within your app.

Manage your finances

SumUp Business Account
With a free SumUp Business Account, you can stay on top of your finances in one secure, easy-to-manage space. Sign-up is simple and involves no paperwork and you won’t be charged any monthly fees or hidden costs. You’ll also receive a free contactless Mastercard for your business expenses and track your spending in the app. You can pay with your card anywhere that takes Mastercard, or use it to withdraw cash from an ATM.
Updated on
16 May 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

93.2K reviews
Candy Lillywhite-Taylor
22 March 2024
Overall app works well and is easy to navigate. Main flaw i have found with using sum up is the option to change the reference when paying into the account is not available therefore my payees either send with a completely irrelevant reference from their first payment set up or they are troubled into deleting me as a payee and readding me just to change the reference. I may be mistaken, but it's a very common feature when making payments so I am baffled as to why sum up dont allow it
8 people found this review helpful
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Rachel (MaximumRide)
28 November 2023
Still has connection issues and I still think a low power state would be better than turning off through inactivity to prevent reconnection issues. However, my issue now is that tap to pay will not work. It's enabled, sumup has the necessary requirements but every time I try to charge it gives me the loading circle and then just sends me back to checkout without prompting for the card or reading a card. It just refuses. Yes, all the requirements are green ticked.
45 people found this review helpful
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10 March 2023
Hi Rachel, Thank you for taking the time and sharing your feedback with us. We have forwarded your comments to the relevant team. Please note, that for emergency cases, you can contact our Support via phone. Our representatives will assist you as quickly as possible. Kind regards, Your SumUp Team
A Google user
6 March 2020
Poor in comparison to the competitors. Useless to me as a street performer because there is no 'tap and go' feature. Connection is also horribly unreliable. I've lost quite a few possible donations because of having to wait for the reader to engage. I brought an izettle reader instead and am very happy with both it and the company. Unlike sumup, the machine is way more reliable and customer service is very good. Edit; Seems all companies and readers have the same issues!
10 people found this review helpful
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What's new

- General bug fixes and stability improvements