SumUp: Payments and POS

3.8
130k reviews
10m+
Downloads
Content rating
PEGI 3
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About this app

The all-in-one app for your business needs

With the free SumUp mobile app you can take payments, manage your item catalogue, track your sales and more. Our app connects with SumUp’s hardware to further power your ability to reach customers and get paid wherever your business takes you.

Open the app to control your top business needs straight from the palm of your hand. Whether you want to open and build an online store, send payment links, issue invoices or boost your customer base, you can explore all of your options with this portable, free app. All of our tools are intuitive and many can be mixed-and-matched to meet your personal needs.

You can also discover our different payment options–from pay-as-you-transact fees, to money-saving subscriptions, discover everything you need to choose in one place.

Item organisation & helpful reporting
Add, edit and delete items to your own personalised catalogue directly in your app. You can then easily select any of these items to speed up your transactions using one of the payment methods highlighted below. The app also includes sales reports so that you can track your performance and spot trends in the data to improve and manage your business.

Take payments

Tap to Pay on Android
With just your Android smartphone, you can accept all types of in-person, contactless payments, right on your Android phone — from physical debit and credit cards to Apple Pay and other digital wallets. Accept secure payments anytime, anywhere with no extra hardware required.

Point of sale solutions (POS)
The SumUp app is the perfect match for your card reader or Point of Sale Lite. Pair your free app with your mobile card reader to take card, chip & PIN, contactless and mobile payments. You can then use your app to track the sales you take with your devices, add tipping options, issue refunds and set sales tax rates.

Invoices
You can activate and issue professional, legally-complaint, on-brand invoices from your app in minutes. You can also track the status of any invoices you’ve issued so you’ll always stay on track with pending payments. Our invoicing app feature is very simple, when your customer receives an invoice, they’ll have the option to pay securely online.

Payment Links
Through the free SumUp app, you can easily get paid remotely with Payment Links. All you have to do is select ‘Payment Links’ from the app home screen, enter the amount you want to charge, create your link, and share it with your customers via social media, SMS or email. The link will take the customer to a secure website where they can complete the transaction. It’s a great way to take cashless payments from afar or without a device.

QR codes
With QR codes, you can offer your customers another alternative when it comes to payments. Generate QR codes instantly via the free app. If you’re looking to speed up in-person payments, you can order stickers or displays to place around your business - allowing your customers to pay quickly and securely, using only their smartphones.

Boost your business

Online Store
Open your online store directly from your free app and reach new customers. In just 4 simple steps, the SumUp App will guide you through the process of building your own feature-rich online store - no web design skills needed. Add items, publish your store, and grow your customer base across the globe. Once you’re up and running, the SumUp app will supply you with real-time analytics to help you grow your business further.

Manage your finances

SumUp Business Account
With a free SumUp Business Account, you can stay on top of your finances in one secure, easy-to-manage space. Sign-up is simple and involves no paperwork and you won’t be charged any monthly fees or hidden costs. You’ll also receive a free contactless Mastercard for your business expenses and track your spending in the app. You can pay with your card anywhere that takes Mastercard, or use it to withdraw cash from an ATM.
Updated on
9 Mar 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
128k reviews
Sam Cater
20 February 2026
The app itself as well as the card reader, in my experience, works seamlessly. I do wish there were settings to set the VAT rate automatically, rather than changing it for each individual charge. However, the verification has been a nightmare. I sent several emails of evidence of my business, just for an artist alley table at a comic con. All I have received are auto generated emails asking for more info. I have a sizeable sum in limbo which I am still fighting for.
1 person found this review helpful
Did you find this helpful?
SumUp
20 February 2026
Hello Sam, Thank you for your feedback. We’re glad the app and reader work well for you, and we’re sorry to hear about the difficulties with verification. Our team can review your case directly, so please contact us via private message, the chat in your SumUp app or Dashboard, or visit help.sumup.com for support. Best regards, Your SumUp Team
Carol Ashitey
16 February 2026
This app is so easy to use. I have the device but can take payment with my mobile, which is so convenient. I carry a power bank so I can trade all day if I want. Easy storage of products. Selection gallery and pricing. Ability to offer discounts and promotions. Quick and effective system with fast drawdown of funds as required via bank transfer. You can pay for the next level, but there really is no need. Highly recommended.
5 people found this review helpful
Did you find this helpful?
SumUp
16 February 2026
Hello Carol, Thank you for your review. We’re glad to hear the app and device make your work easy and convenient, and that features like product storage, discounts, and fast transfers are supporting your business well. If you ever need help, you can reach out via private message or through the chat in your SumUp app or Dashboard. Your SumUp Team
Ymor
8 December 2025
Keep having problems. When it works it's great but I have had quite a few incidents where I'm trying to input a sale so I can take a card payment and it says I have no items. It's frustrating when there are customers waiting. I have to log out and back in, which all takes time. Not great. Update after Sumup reply. I did try that already but the bot was no help and it kept saying I needed to log in to continue with the help chat...I was already logged in. I tried to call but it was out of hours.
16 people found this review helpful
Did you find this helpful?
SumUp
8 December 2025
Dear Ymor, We are very sorry about the issue. In this case, we kindly ask you to contact us from the chat (it is located within the app or from the site by clicking on the question mark icon at the top right of the main screen) or visiting our Support Center: https://help.sumup.com/en-GB Kind regards, The SumUp Team

What's new

- General bug fixes and stability improvements