Four | Buy Now, Pay Later

Four Technologies, Inc

About this app

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.

HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. SELECT FOUR AT CHECKOUT to split your purchase into 4 payments.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.

WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
Works with top online retailers for a seamless checkout

DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.

By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

https://www.paywithfour.com/legal/user-agreement

https://www.paywithfour.com/legal/privacy-policy

Ratings and reviews

pretty great app aside from membership fees and the confusion with exactly how they charge your first payment...it seems to drop off after 24 hours yet I keep getting notifications that I've got 24 hours left to use it only for it to decline what I'm wanting to purchase-edit to say I figured it out! Exceptionally high spend limit and great part is you don't have to shop in one store with it!

Great service with a wide variety of places to shop. At first it was frustrating because some of the stores will cancel orders. But Four has been good about providing a refund. If you are using it for concert tickets, then go with Ticketmaster. StubHub is unfortunately unusable. Sometimes stores have guidelines that pop up in the beginning and it's a good idea to pay attention to those. Four has been very helpful and overall easy to use.

THIS IS AN UPDATE FROM MY ORIGINAL 1 STAR REVIEW!! My previous review was from 2022. Since then, this app has improved significantly. Purchasing is easy and my favorite part is that the card info sits at the bottom of the screen so I do not have to go back and forth between screens. Only giving four stars because unlike other pay in 4 sites, they have yet have options for travel sites, cruises, and giftcards. They will be at the top once they have those options.

What’s new

Bug fixes and improvements