Marcus by Goldman Sachs®

Goldman Sachs

About this app

Marcus by Goldman Sachs offers financial products to help you make the most of your money.

GROW AND MANAGE YOUR SAVINGS

Earn competitive rates on Online Savings Accounts, High-Yield CDs, No-Penalty CDs and Rate Bump CDs

- Open accounts and add funds in a few taps
- Manage accounts, check balances and schedule transfers on the go
- Check current rates any time
- Use calculators to predict growth
- No minimum deposit to open an Online Savings Account
- FDIC-insured

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All deposits products are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

© 2025 Goldman Sachs. All rights reserved.

Ratings and reviews

So, as it turns out, even if you make a transfer from your checking account into your Marcus savings account, they will put a 5 day hold on what is already YOUR money. Sadly, even to the point, they will bounce a transaction or bill even though it's there and has been removed from your other account. There is no reason for a hold on the accounts that you've already spent days jumping through hoops to legitimize and have proven your own. I can even understand if it was something new.

They advertise being able to send wire transfers. I needed to withdraw money quickly for a major purchase, and had nothing short of nightmare interactions with support. Had to call multiple times to have them send the transfer, each time they would tell me there is no record of the transaction, but that they just started one for me. Finally talked to a manager who was able to send the transfer, but they didn't follow the wire instructions and sent a very large sum of money to the wrong place.

Meh. Not bad, nothing fancy. Limited options. But it's good for what I need to do, which is automatically transfer money to my Marcus savings account from an external bank's checking account every month. Glad you increased the interest rates for my savings accounts. I'd rather have competitive interest rates than a fancy app. As long as the app isn't buggy, which it's not, so I'm good.

What's new

It’s time for an upgrade! Meet our new Marcus app.

• Streamlined design
We've refreshed the app's look and feel to create a lighter and more user friendly experience

• At your fingertips
See your balances, transactions and other details, organised for quick access

• Navigate with ease
We’ve made it easier to manage your accounts and find what you need

© Goldman Sachs International Bank. All rights reserved.