S.
Yet another scam, and here's why: I paid for all access to all of the credit scores in all of the categories, only to find out that this app does NOT frequently update all of the categories like it does the main score. The subcategories, i.e., auto, home, credit card, etc., update 1x a month, making it worthless to someone who's actively monitoring their credit to make a move. As a free app monitoring the single main score, it's accurate and prompt, but for everything else? Don't waste your $$.
1 person found this review helpful
Thomas Smith
Credit score app and scoring system is rigged. Thankful I have no debt. But if i use my credit card which I always pay off and the amount goes above 30% I get almost instantly get points deducted from my score but if I keep it below 30% it takes several months to regain the points. It is a rigged system that I'm glad that I am not in bondage to. It is just sad that they treat people that way. I can't see any future loans being approved with the way they treat my score.
26 people found this review helpful
Bill Miles'
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I like this app only because it gives the score most lenders use. I don't like that it is proprietary and, for all intents and purposes, a monopoly. They pull your credit report once a month on the premium plan. They monitor for changes and only update your 3 main FICO 8 scores, with an estimate based on the changes, which is not as accurate as pulling and scoring your entire credit report. If the updates included all the scores, it might be worth what they charge. I can't fully recommend.
53 people found this review helpful