Intuit Credit Karma

Credit Karma, LLC

Contains ads

About this app

Boosting your credit score could land you better deals on cards and loans. Meaning? Your savings could go toward paying off your debt, a house deposit or that dream holiday.

With the Credit Karma app, you can easily track your progress and get clear, personalized insights on how to keep your credit score moving in the right direction.

Join over 120 million members worldwide making financial progress with Credit Karma.

Features:
- Get your free credit score and regularly updated credit report in one place
- Browse credit card and loan offers based on your score
- Receive personalized tips and insights to help you reach your goals
- See your Approval Odds for credit cards before you apply
- Track the factors affecting your score and see what you can do to improve it
- Receive alerts when something changes on your report
- Easily track your progress with a regularly updated graph
- Get exclusive deals on credit cards and loans from Canada’s top lenders
- Browse your card and loan offers without ever harming your score

Signing up is quick and easy:
1. Tell us about you. We need a few details to get you started – it’ll only take a couple of minutes.
2. We’ll ask you some security questions that only you would know.
3. Get your credit score and report for free, forever.

We treat your data like it’s our own. Credit Karma only uses your data with your permission and we don’t share your personal information with unaffiliated third parties for their own advertising.

Start improving your score today for free. Sign up in just a few minutes.

PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Offers have rates that range from 6.99% APR to 39.99% APR with terms from 6 months to 7 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender’s terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.

PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $5,000 personal loan with a two year (24 month) term. For APRs ranging from 6.99% to 34.99%, monthly payments would range from $223.84 to $292.57. Assuming all of the 48 payments are made on-time, the total amount paid would range from $5,372.16 to $7,021.68.

Ratings and reviews

It's OK, but it keeps missing my primary credit card account and I have contacted them multiple times over the years with no change and as a result gives the wrong credit rating. Also very slow at picking up when a mortgage has been paid off or any loan. Latest update that after having cleared debt more than 8 weeks ago or more, it still shows it as open, which gives the wrong rating. Experian is a better, faster free service.

The app has been made to educate people on how to save extra money and a better credit score all the way without having to let your spending out of control leaving you up to your neck in depth. Both my husband and I were able to spend on credit and pay as soon as the minimum payment was due. The app gave us various plans to try to see what better replans suited us. We were so surprised that by not just paying the Minimum required but to double the payment every 2nd payment. SO the bill was paid

not bad, it has its glitches. some days it won't accept the email that I registered with or the numbered password. other than that it's pretty close to the correct score. the one thing I absolutely hate from this app is I get an email notification telling me that my score has changed, and it's been the same score for months, a complete let down. because of this I don't check my score as often as I should.

What's new

Enhancements and improved stability. Stay tuned for more updates, and be sure to share your feedback at https://support.creditkarma.ca/s/newcase?language=en_CA