ClearScore - Credit Score

ClearScore

In-app purchases

About this app

ClearScore's vision is to help everyone, no matter what their circumstances, achieve greater financial wellbeing.

We started this journey by giving everybody access to their free credit score and report, forever. Join 18 million users worldwide taking control of their finances with ClearScore today.

We show you the information lenders know about you, so that you can fix mistakes and improve your score. A better credit score means better deals, so make sure yours is as good as it can be.

Visit your offers to find credit cards, loans and more - all tailored to your unique financial situation. You’ll even see how likely you are to be accepted, so you can apply with confidence.

Track your finances in your credit report - your credit cards, loans, mortgages, spending, repayments are all here, in one place. Checking your monthly ClearScore credit report could prevent any nasty surprises and help you detect fraud before it’s too late.

Learn how to stay safer online with ClearScore Protect, our free dark web monitoring service. Every three months, we scan the dark web for your stolen passwords and let you know if we find anything, so you can take control.

Features:
• See your free credit score, credit accounts, financial associations and any
searches against your profile
• Track your finances and find out what’s affecting them
• Get your monthly report and a notification every time your new report is ready
• Receive alerts when something changes on your report
• See how likely you are to be accepted for credit cards, loans and more
• Scroll through the Timeline tool to track the last 6 years’ of your finances
• Log in instantly with Fingerprint & Facial Recognition

Signing up is quick and easy:
1. Enter some details about yourself to match you with your TransUnion credit file
2. We’ll ask you some security questions that only you would know
3. Your credit score and report are yours, for free, forever!

Ready to take control? Sign up in just a few minutes. No free trials - just free, forever.

*Not available to users in Quebec


ClearScore is safe and secure:
• Your information is kept safe using the most robust and secure systems and processes
• We never sell your details or send you spam
• We make our money through commission (if you take out a credit product via ClearScore)"

Ratings and reviews

The Easy to use app and very smooth only issue is how long it takes to update your credit record .Also, the score issued isn't accurate with the main credit ratings company. The other thing I feel is unfair is that being offered higher interest rated offers first is only putting people in more debt. Shouldn't clearscore do the opposite 🤔 I understand it's a business, but I thought it was people first !

Like all these apps, they are built for the masses. They are OK for most, but they are notoriously bad for people like me, a former very high earner and the ex Financial Controller of American Express Financial Services Europe Ltd. I have never had a loan, as I am extremely risk averse. My "thin credit history" gives rise to a low score. They say I should borrow money or take an extra card, but I really don't want to, plus my low score means no banks are willing to give me a fee free card!!!!!!

This is honestly one of the best apps I have ever used. It is ultra easy to use while being friendly enough to make suggestions for you as well as let you see available offers. If you're just starting out to create your credit profile this is a great guide to set you up to be build up your credit profile effortlessly while closely and realistically have a clear idea of what your credit score. It is very well thought out in deed.