Affinity Plus Mobile Banking

Affinity Plus Federal Credit Union

About this app

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible.

• Add your card to your digital wallet for quick and secure payments on the go.
• When you request a replacement card through the app, you’ll get a digital version to use right away.
• Activate your new debit or credit card without having to call.
• Spending Analysis: See how much you’re spending, and what you’re spending it on.
• Cash Flow: Track the net amount of what’s coming in vs. going out.
• Savings Goals: Set a goal amount and target date, and watch your progress.
• On your dashboard, you decide which accounts and features appear, and where.
• Choose Spanish as your preferred language.
• Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts.
• Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication.
• Get better transaction details, with the ability to edit their name and category for easier tracking.
• Business Owners and Authorized Signers can give specific account access to other staff members.
• Also for Business members: Use filters to create the reports you want, and download them as the file type you need.
• Deposit checks from anywhere by taking their picture with the app.
• With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings.
• Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize.
• Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles.
• For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness.
• On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating.
• Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more.
• Enroll in Bill Pay from the app, and see your eBill amounts and due dates.
• On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you.
• Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card.
• Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage.
• Find nearby ATMs and branches right from the login screen.
• Contact us for help.
• Get a pre-login peek at balances with Quick Balance (found on the Menu screen).
• Manage Bill Pay.
• Log in fast with a fingerprint for extra security and ease.
• Check recent transactions and initiate new ones.
• Schedule and edit one-time or recurring transfers.
• Apply for loans and credit cards, or open another account.

©2025 Affinity Plus Federal Credit Union
175 West Lafayette Frontage Road
St. Paul, MN 55107

This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

Ratings and reviews

This app is generally VERY useful and easy to use. However, every major update leaves a standard feature hard to find. Example, this time, I couldn't figure out how to freeze cards associated with my checking account for months! Turns out I had to dig deep in the app and click the word "register" to get this feature back. I didn't have that issue before! While I figured out my problem, I sincerely wish the app were more intuitive so important features like this are easier to find.

I have no words anymore for this company. They have failed time, and time, and time again in every manner. The mobile app is horrendous, abysmal to say the least. What really broke the camels back was when a complication arose in my personal account. It was frozen due to said complications. When I asked affinity how to right this wrong, I was told I'd have to make a whole other bank account at another bank in order to fix the issue with them. I was told it's my problem, not theirs.

I like the app because it allows me to deposit checks from afar. But on more then one occasion my deposits have been reversed and I was charged overdraft fees. The deposits were accepted, and two days later reversed because the image wasn't clear enough. I don't understand why they are accepted to begin with. When I deposit them the 2nd time they go through fine.

What’s new

Minor bug fixes and enhancements