UBL Digital - Safe Banking

4.7
476K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
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About this app

UBL Digital App brings the exciting features of Digital banking on smartphones and Wear OS.

UBL Digital: Redefining Convenience and Security in Banking!

Manage your finances with ease using UBL Digital, the ultimate mobile banking solution. Perform secure transactions, pay bills, transfer funds, and access a host of banking services—all from your smartphone. Whether you're at home, work, or on the go, UBL Digital ensures banking is always at your fingertips.

Opening a UBL Account is instant:
Simply provide your CNIC and biometric verification, and get access to a bank account with a Debit card within minutes! No branch visits. No phone calls. Simply launch the UBL Digital App > Tap on ‘Open Smart Account’.

Stay in control & safer than ever:
• Benefit from advanced security controls that protect you from fraud.
• Use biometric verification such as fingerprint and face scan to keep your money safe at all times.
• No need to write down your bank account details, just view and share via the UBL Digital App.
• Track all your transactions, check your account balance, and view/download your account statement anytime.
• Lock/unlock your card, order new cards/cheque books, and change your banking limits in seconds up to Rs. 10 million from within the app.
• Enable/disable NetBanking access via your app, to keep your account safe and private.
• Experience banking on your Wear OS

Hassle-free banking that’s fast & secure:
• Quickly send & receive money via account details, CNIC, mobile number, or QR code. Funds transfer is that easy!
• With over 100+ global remittance partners, you can receive money online from anywhere in the world.
• Use the app to manage all your bill and fee payments ranging from utilities, to government, to education fees and more.
• Schedule payments for all your bills or fees in advance on the app. Set it and forget it! Bills get paid automatically, saving you time and stress.
• Pay multiple utility bills on the app with just one tap!
• Pay zakat quickly and easily on the app by selecting from our list of renowned charitable organizations.
• Find nearby UBL branches, offices and ATMs, and get alerts for new card discounts and promotions.
• Manage viewing your balance, make payments to favourites, lock your debit card, and check transaction history from your Wear OS.

How to Get Started:
1. Download the UBL Digital app from the Play Store.
2. Log in using your UBL account details or sign up as a new user.
3. Start exploring the convenience of digital banking!

Download UBL Digital today and join millions simplifying their banking experience!

Follow us - @ubldigital all channels!

https://www.facebook.com/UBLUnitedBankLtd
https://www.instagram.com/ubldigital
https://twitter.com/ubldigital
https://www.linkedin.com/company/united-bank-limited
Updated on
Apr 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
474K reviews
dollie doll
August 2, 2024
What in God's name you ppl are doing! App keeps taking longer to retrieve user info or login. Can't make payments to same user i have been paying for years! Service getting worst for overseas! Your upload cnic button doesnt work. I tapped that button several times and it didnt work. Trying to scan the cnic or the overseas card doesnt work either. App is as useless as the bankers in the bank. Thank you for making our lives more miserable and tough than it already is.
3 people found this review helpful
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United Bank Limited
June 5, 2024
Dear User, we sincerely apologize for the unfavorable experience. We do understand your concern. However, we need specific details regarding the issue that occurred. Kindly share your details with us on our Facebook official page www.facebook.com/UBLUnitedBankLtd. Do click on "Talk to Agent" to have your chat parked to our agents.
Amj
March 28, 2026
Used to be Great, now not so much. 1) can't login with biometrics anymore. having to enter username and password each and every time is an absolute pain. 2) once logged in, the app decides to load for a good minute or two which is a pretty long time when your in an Uber or indrive or a store and want to pay. Ive been avoiding the app altogether except when I absolutely have to
2 people found this review helpful
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United Bank Limited
March 29, 2026
Dear Customer, we sincerely apologize for the unfavorable experience. We do understand your concern. However, we need specific details regarding the issue that occurred. Please contact us on our WhatsApp platform at 021-111-825-888 along with your details and the agent will assist you accordingly.
Atif Rahman
April 1, 2026
My account is still inactive even after I provided all the required information online and on the verification call. You've charged me multiple times anyway! If a branch visit is needed, stop advertising "easy online account opening." This is a completely misleading and pathetic service. Fix it immediately!
1 person found this review helpful
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What’s new

With this update:
1. You can now manage alerts for your branch transactions directly from the UBL Digital App.
2. ESFCA account holders can now transfer funds from their ESFCA account to their PKR account directly through the UBL Digital App.
3. Minor bug fixes and improvements.
Content rating
Everyone
Learn more

App support

Phone number
+9221111825888
About the developer
UNITED BANK LIMITED
customer.services@ubl.com.pk
State Life Building No.1 4th Floor I.I. Chundrigar Road Karachi, 74000 Pakistan
+92 310 4440185

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