Inter: Credit Card, Investment

Banco Inter SA

About this app

Inter's banking super app helps you simplify your financial life with a full range of banking solutions—all in one app.
Spend, invest in stocks, save with gift cards, and send money abroad directly from your phone.

Take control of your finances in a modern way and access services designed for your lifestyle.

Why choose Inter?

- Trusted by millions: More than 40 million people use Inter.
- Your money is FDIC insured.
- Gift cards with cashback: Explore offers and deals from top brands.
- Physical & virtual debit card
- Inter Passport Credit Card
- Invest in stocks & ETFs from as little as $5.
- Global money transfers : send money to over 60 countries, including Mexico, Colombia, Brazil, El Salvador, Guatemala, Honduras, Ecuador.

And more:

- 24/7 multilingual support: English, Spanish, and Portuguese.
- Inter LOOP rewards program: Earn points to exchange for gift cards and other perks.
- Get eSIMS for your mobile data needs.

Open your digital account and access all services in one place.

DISCLAIMER:

INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.

Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.

The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder’s funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter’s payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.

FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Continental Bank and if certain conditions have been met.

Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.

Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here .

If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at [e-mail] or by calling us at 1-888-305-7264.

The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to alicense from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements.

Ratings and reviews

Let me give some context; I am from Brazil, and i work in the tech field. I talk and interact with mostly foreigners online (You can see by Googling my name). Banco Inter completely locked me out of my account on 4 separate phones, supposedly because my phone is "infected with malware" (This included a phone with the only app being Inter). I called their miserable support and they didn't help. If this was just 2 years ago, i would've recommended Banco Inter without the slightest hesitation.

I transferred 5$ from my venmo balance into this account via the virtual card. I never recived my deposit into my account its been hours and im still waiting on the "internal team" to email me about my funds! Super greatful i didn't transfer my entire balance over here or id been out thousands of dollars! Make sure u always do a test deposit to find issues like this b4 you ever deposit a large amount into these things! I wont be interacting with this app anymore thats a fact!

I usually do not even bother write a review, but... Inter bank currently (20/11/2025) is one, if not the worst fintech to have. Inter bank app refuse to open in a slighly modified smarthphone, Inter force you to install directly from google play store. A vivid enemy of privacy, all in the white cape name of "protection" Inter refuse to open in open source OS distro of android, as if it was a pact with Data-Minning-Devil itself. it Force you to open you phone to google. average app ok suport

What’s new

We've made small improvements to enhance your user experience. Thanks for using Inter to simplify your financial life.