Netspend

NetSpend

About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.

Ratings and reviews

NetSpend is a little greedy. no matter how you use their service they going to charge you for trying to obtain your money (smdh) you can't win a little bit in this world. sure easy to navigate the process of moving digital money but it's still your money and you should have some way of obtaining your dough fee free. nope not here the best thing they got going is you do build interest pretty quick in savings. but it still 😞😞😞😞😞😞 SUCKS!!!!!

I have had this card since 2008 and in the last year and a half I've had ongoing problems with the call center, I've gotten money fraudulently taken and NetSpend did next to nothing about it, actually making it hard to report it and be reimbursed in the meantime. I'm also suspicious that money is being systematically taken with software by someone in the call center. since reporting this, my account has had problems I never had, like I can't sign in without a hassle and my payment is late.

The app works fine. I'm not going to use the service anymore due to the inconsistent pay dates. I do human resources for one of the companies I work; however, the time it takes to be paid after the instance payroll is posted varies from 1 to 3 days, so I'm never sure when my direct deposit will go through. There are other banking systems that offer more consistency, with no fees. I'm over this outsourced company. I've always had trouble communicating with them through phone calls. I'm over it.

What’s new

We’re always working to make the Netspend app better and faster for you.

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