Netspend

NetSpend

About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.

Ratings and reviews

Netspend is awful. For one, everything you use the card for ends up costing YOU money. To buy a bag of chips at the store, I was charged a $1.95 "purchase transaction". Haha. I'm sure withdrawals cost your first born. Secondly, just trying to move money off the card to another account is futile. It could possibly be done. I tried to get it done for 20 minutes, but I gave up and decided to go with another card from one of the other 1 million whose apps aren't worthless.

The update is garbage. Log in credentials no longer populate from the keyboard, username and password must be retrieved manually now. Savings account transfer option is presented like you can move from debit to savings but nope, no option to input dollar amounts. No app notifications when a purchase is made, email notification only. I've used this card for a long time and this is the worst mobile app update that has ever been released. FIX IT, please.

Horrible banking app. I've been using NetSpend for 6 months now. Every week I mobile deposit a check. I had money in savings and my checking. I went on to once again deposit a paycheck today to receive an error message directing me to call customer service, which I did, just to be told they shut my account down. They couldn't give me a specific reason, just said it was one of several they weren't sure which, and that they would mail out the remaining funds within 30 business days. What a joke.

What’s new

We have some great updates for you in this version!

• Earn Cash Back: Check out our shiny new carousel on the home screen. It is now super easy to see where to use your card to earn rewards and cash back.

• Login Fix: We fixed the issue that was stopping your username from saving. No more re-typing!

• Smoother Sailing: We also squashed some other minor bugs to keep the app running smoothly.

Enjoy the update!