TD Authenticate

TD Bank Group

About this app

The TD Authenticate™ app is a Two-Step Verification method for your EasyWeb®, WebBroker® or TD Business Central™ Canadian online banking applications.

Simply download the app and follow the registration process to connect your account and device to the TD Authenticate app.

Once you've registered, you can generate a security verification code in the TD Authenticate app while online or offline (not connected to Wi-Fi or a mobile network), without the need for texts or phone calls.

This confirms it's really you accessing your EasyWeb, WebBroker or TD Business Central online banking.

The TD Authenticate app is for use with EasyWeb, WebBroker and TD Business Central. For other TD apps or digital platforms, please use the Two-Step Verification services they provide. We are working on enhancing the TD Authenticate app, as well as onboarding new businesses and platforms within TD.

Note: Text or Voice One Time Passcode is required to register for the TD Authenticate app on your device.

By tapping "Install", you consent to the installation of the TD Authenticate app* and any future updates that can perform the functions described. The TD Authenticate app is for use by customers with an active EasyWeb®, WebBroker® and/or TD Business Central™ online banking profile. You may withdraw your consent at any time by removing your device from the list of registered devices under Password & Security within the applicable online banking profile.

Ratings and reviews

Does this work when I'm overseas? Yes. Is it secure? No - it doesn't stop anyone else from bypassing the need for the app code. They can just enter a code from text. And why, for the love of god, don't you allow us to use TOTP via a QR code? 1Password is a much better option. Lastly, why not allow us to add security keys (Yubikey) as a verification method? It is infinitely better than your app.

I'm in Germany trying to access my bank account. Accessing funds from another country can be stressful. Using a dysfunctional app enhances that stress. I have a DATA ONLY plan here in Germany. How the hell am I supposed to receive a call or text? This app and TD login is anything but 'one-time access code'. After ten + tries, I gave up and had to switch to data roaming to get a code. And they wonder why we are so abusive when we deal with customer service reps. Get it together, TD!

This app doesn't send push notifications so it's a real hassle to use. The app also doesn't support biometric unlock which means you have to enter a pin every time.

What's new

Various optimizations and fixes.