Aqua credit card

4.2
61.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily:

• View your latest balance and available credit limit
• View your latest transactions, including transactions that are still pending
• Make a payment on your account
• Set up or manage your Direct Debit
• Manage your statement preferences
• Update your contact details
• Get in contact with us and view our FAQs

Registered for Online Account Manager already?

If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register!

Not Registered for Online Account Manger?

If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand:

• Last name
• Date of birth
• Postcode
• Your card details OR your account number

Personal loans: You may get an invitation within the app to apply for a personal loan over 1 to 5 years with APRs ranging from 25.9% to 43.9%.
Representative example: 33.9% APR representative, based on a loan of £5000 repayable over four years at a 29.58% pa (fixed) interest rate. Monthly repayment: £178.81. Total amount payable: £8582.91.
Updated on
Sep 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
59.4K reviews
Waseem Qureshi
September 13, 2025
absolutely Terrible. takes ages to load and most of the time didn't work. I called and told to cancel my card as I was a making a payment on last day and app didn't load nor allowed me to log on. and I was trapped in late payment as well as interest. although they cancelled it but have to stay on the phone for 15 minutes
Did you find this helpful?
NewDay Ltd
September 15, 2025
We're really sorry to hear that you've had a bad experience Waseem. If you're still having issues accessing the app, please try uninstalling and reinstalling the app and/or updating the software on your device. It may also be worth using a different device to see if the issue persists - Steve
Nigel Howard
September 19, 2025
Awful experience so far. The balance owed is incorrect and seems to just make it up as it goes along and the payment system is incredibly slow which could confuse people into double payments. Other than that it's almost perfect.
Did you find this helpful?
NewDay Ltd
September 22, 2025
We're sorry to hear you feel this way and that you've had an awful experience. So we can look into the balance and provide further advice and support, please contact our Customer Service Team on: 0333 220 2691 - Steve
Mohammad Akter
July 31, 2025
Although I occasionally missed timely payments on my Aqua credit card, they still increased my credit limit from £900 to £1,150. The interest rate is relatively high, so it’s important to manage spending carefully. Overall, Aqua has been a useful tool for rebuilding my credit when used responsibly.
1 person found this review helpful
Did you find this helpful?
NewDay Ltd
August 4, 2025
Thank you for sharing your experience, Mohammad! It's great to hear that Aqua helped rebuild your credit score. Keep up the responsible use! - Steve

What’s new

Bug fixes and optimisations.