MocaMoca - Safe and fast loan

Copperstone Lending Inc.

About this app

MocaMoca - Instant Cash Loans for Filipinos
MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality.
🔔🔔Why Choose Us?
✔️ No hidden fees - get exactly what you apply for
✔️ 3-5 minute application - no collateral or income proof required
✔️ Fair for all - no profession discrimination
✔️ Low rates + lower fees for repeat loans
✔️ Flexible repayment
✔️ SEC-licensed & bank-level security

🔔🔔Requirements:
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable employment or income

🔔🔔Product introduction
✅Loan amount: ₱2,000 ~ ₱50,000
✅Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
✅Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
⚠️Note: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit.

🔔🔔Loan case sample
If you apply for a loan with a principle amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, the you will need to pay:
Amount in hand: 5,000
Service fee: 5,000*10% = 500
Total interest fees: 5,000*10%*180/365=246
Total Payable Amount at due date: Loan amount + Service fee + Interest Fee=5,000+500+246=5,746
Monthly repayment: 5,746/6=957

🔔🔔Repayment Methods
-E-wallets: GCash/Maya/Shopeepay/etc.
-Bank transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

🔔🔔Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

❤️❤️Contact Us
✉️Email: [e-mail]
📞Hotline: [phone]
📱Online service: You can reach the online customer service via MocaMoca App.
💻Website: mocamocatech.com
⏰Customer service working hours: 8AM - 8PM

Ratings and reviews

After comparing several loan apps, I decisively chose this one. It downloads quickly, the installation package is compact, and it doesn't take up much space on my phone. Registration is simple, with clear information and no unnecessary steps. Approval was fast, the amount was appropriate, and the funds arrived promptly. The customer service was excellent, and any issues were promptly addressed!

After comparing several loan apps, I finally chose this one. It was easy to download, find and install in the app store, and registration and verification were quick and easy. The review process was efficient and completed in a short time. The loan amount was reasonable, with a variety of repayment terms and the ability to repay early. It was fantastic!

This was my first time using an online loan app, and I wasn't disappointed. The download was easy, the registration process wasn't complicated, and filling in the information took only a few minutes. The review process was fast, and the application was approved without waiting, and the loan was disbursed promptly. The interest rates were transparent, there were no scams, and the repayment options were varied. The customer service was very responsive!

What’s new

Added support for Android 15 compatibility.

Fixed several known bugs.

Optimized performance and user experience.