MocaMoca - Safe and fast loan

Copperstone Lending Inc.

About this app

MocaMoca - Instant Cash Loans for Filipinos
MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality.
🔔🔔Why Choose Us?
✔️ No hidden fees - get exactly what you apply for
✔️ 3-5 minute application - no collateral or income proof required
✔️ Fair for all - no profession discrimination
✔️ Low rates + lower fees for repeat loans
✔️ Flexible repayment
✔️ SEC-licensed & bank-level security

🔔🔔Requirements:
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable employment or income

🔔🔔Product introduction
✅Loan amount: ₱2,000 ~ ₱50,000
✅Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
✅Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
⚠️Note: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit.

🔔🔔Loan case sample
If you apply for a loan with a principle amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, the you will need to pay:
Amount in hand: 5,000
Service fee: 5,000*10% = 500
Total interest fees: 5,000*10%*180/365=246
Total Payable Amount at due date: Loan amount + Service fee + Interest Fee=5,000+500+246=5,746
Monthly repayment: 5,746/6=957

🔔🔔Repayment Methods
-E-wallets: GCash/Maya/Shopeepay/etc.
-Bank transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

🔔🔔Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

❤️❤️Contact Us
✉️Email: [e-mail]
📞Hotline: [phone]
📱Online service: You can reach the online customer service via MocaMoca App.
💻Website: mocamocatech.com
⏰Customer service working hours: 8AM - 8PM

Ratings and reviews

This loan app is amazing! The download process was smooth, and there were no unnecessary ads. The loan application process was simple, with no complicated paperwork required, and it was all done online. The review process was incredibly fast, and the application was approved immediately. The loan was disbursed promptly, the amount met my needs, the repayment period was flexible, and the interest rate was relatively low. It's fantastic!

I downloaded this loan app by chance and was pleasantly surprised. It downloads quickly, doesn't take up much space, and has a user-friendly interface. Registration is easy, and the approval process was faster than expected. Repayment reminders are prompt, customer service is responsive, and information protection is excellent. I'll definitely be using it again.

This loan app deserves praise! The download process was smooth and the installation was quick. The real-name verification process after logging in was secure and straightforward. When applying for a loan, the information was clear, the review process was incredibly fast, and I received feedback quickly. The loan was disbursed promptly, the interest calculation was transparent, there were no hidden fees, and repayment reminders were spot on. It was a truly excellent experience!

What’s new

Added support for Android 15 compatibility.

Fixed several known bugs.

Optimized performance and user experience.