MocaMoca - Safe and fast loan

Copperstone Lending Inc.

About this app

MocaMoca - Instant Cash Loans for Filipinos
MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality.
🔔🔔Why Choose Us?
✔️ No hidden fees - get exactly what you apply for
✔️ 3-5 minute application - no collateral or income proof required
✔️ Fair for all - no profession discrimination
✔️ Low rates + lower fees for repeat loans
✔️ Flexible repayment
✔️ SEC-licensed & bank-level security

🔔🔔Requirements:
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable employment or income

🔔🔔Product introduction
✅Loan amount: ₱2,000 ~ ₱50,000
✅Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
✅Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
⚠️Note: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit.

🔔🔔Loan case sample
If you apply for a loan with a principle amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, the you will need to pay:
Amount in hand: 5,000
Service fee: 5,000*10% = 500
Total interest fees: 5,000*10%*180/365=246
Total Payable Amount at due date: Loan amount + Service fee + Interest Fee=5,000+500+246=5,746
Monthly repayment: 5,746/6=957

🔔🔔Repayment Methods
-E-wallets: GCash/Maya/Shopeepay/etc.
-Bank transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

🔔🔔Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

❤️❤️Contact Us
✉️Email: [e-mail]
📞Hotline: [phone]
📱Online service: You can reach the online customer service via MocaMoca App.
💻Website: mocamocatech.com
⏰Customer service working hours: 8AM - 8PM

Ratings and reviews

I highly recommend this loan app! It's easy to download, and it runs smoothly after installation. The application process has been streamlined, with efficient document review and quick results. The loan limit is sufficient to meet temporary funding needs. The interest rate is reasonable, and the loan is disbursed promptly. There are multiple repayment options, including early repayment with no fees, and the thoughtful reminders mean you don't have to worry about overdue payments!

After using this loan app, I haven't considered any other! It's easy to download, and after installation, it runs smoothly and without lags. The application documents are minimal and contain only the necessary information, making the review process fast and worry-free. The sufficient loan limit can solve temporary funding problems. The interest rate is transparent with no hidden fees. The loan is disbursed promptly, and there are reminders of the repayment date. It's flexible and worry-free!

I highly recommend this loan app! The download speed was fast, and after installation, it opened smoothly without any issues. The loan application process was very detailed, and filling out the documents was simple and effortless. The review process was very efficient. The loan amount was reasonable and met my needs. The interest rate was transparent, with no hidden fees, and the loan was disbursed quickly. I received a notification upon receipt of the loan, and there are various repayment options. It's super practical and highly recommended!

What’s new

Added support for Android 15 compatibility.

Fixed several known bugs.

Optimized performance and user experience.