MocaMoca - Safe and fast loan

Copperstone Lending Inc.

About this app

MocaMoca - Instant Cash Loans for Filipinos
MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality.
🔔🔔Why Choose Us?
✔️ No Hidden Fees - get exactly what you apply for
✔️ 3-5 Minute Application - no collateral or income proof required
✔️ Fair For All - no profession discrimination
✔️ Low rates + lower fees for repeat loans
✔️ Flexible Repayment Options
✔️ SEC-licensed & bank-level security

🔔🔔Requirements:
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable job or source of income

🔔🔔Product introduction
✅Loan Amount: ₱2,000 ~ ₱50,000
✅Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
✅Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
⚠️Note: Please adhere to the repayment schedule and pay on time to avoid additional charges in your account. Maintaining a good credit history can help you qualify for higher loan amounts in the future.

🔔🔔Loan Case Sample
If you apply for a loan with a principal amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, then you will need to pay:
Amount Received: ₱5,000
Service fee: ₱5,000*10% = ₱500
Total interest fees: ₱5,000*10%*180/365 = ₱246
Total Amount Due: Loan amount + Service fee + Interest Fee = ₱5,000 + ₱500 + ₱246 = ₱5,746
Monthly Repayment: ₱5,746/6 = ₱957

🔔🔔Repayment Methods
-E-Wallets: GCash/Maya/ShopeePay/etc.
-Bank Transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience Stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

🔔🔔Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

❤️❤️Contact Us
✉️Email: [e-mail]
📞Hotline: [phone]
📱Online service: You can reach the online customer service via MocaMoca App.
💻Website: mocamocatech.com
⏰Customer service working hours: 8AM — 8PM

Ratings and reviews

This was my first time using this loan app. The download was trouble-free, and I only had to fill out the necessary information when registering. There are also various ways to log in. The loan amount and interest rate are transparent, with no hidden clauses. My application was approved quickly, and the speed at which the funds arrived was amazing.

After comparing several options, I chose this platform for my long-term use. It's compliant and reliable, and I don't have to worry about security, which is reassuring. The application process is smooth, the review is fast, the loan is disbursed promptly, the credit limit adjusts based on credit, and the repayment reminders are thoughtful.

I compared several loan apps when choosing one, and this one stood out the most, meeting my needs in every way. The entire process is online, eliminating the need to visit a physical branch. The approval process is efficient, the loan was disbursed faster than expected, the repayment options are flexible, and there's no penalty for early payment.

What’s new

Added support for Android 15 compatibility.

Fixed several known bugs.

Optimized performance and user experience.