MocaMoca - Safe and fast loan

4.2
911K reviews
10M+
Downloads
Content rating
Everyone
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About this app

MocaMoca - Instant Cash Loans for Filipinos
MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality.
🔔🔔Why Choose Us?
✔️ No hidden fees - get exactly what you apply for
✔️ 3-5 minute application - no collateral or income proof required
✔️ Fair for all - no profession discrimination
✔️ Low rates + lower fees for repeat loans
✔️ Flexible repayment
✔️ SEC-licensed & bank-level security

🔔🔔Requirements:
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable employment or income

🔔🔔Product introduction
✅Loan amount: ₱2,000 ~ ₱50,000
âś…Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
âś…Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
⚠️Note: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit.

🔔🔔Loan case sample
If you apply for a loan with a principle amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, the you will need to pay:
Amount in hand: 5,000
Service fee: 5,000*10% = 500
Total interest fees: 5,000*10%*180/365=246
Total Payable Amount at due date: Loan amount + Service fee + Interest Fee=5,000+500+246=5,746
Monthly repayment: 5,746/6=957

🔔🔔Repayment Methods
-E-wallets: GCash/Maya/Shopeepay/etc.
-Bank transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

🔔🔔Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

❤️❤️Contact Us
✉️Email: help@mocamocatech.com
📞Hotline: (+632)82993923
📱Online service: You can reach the online customer service via MocaMoca App.
đź’»Website: mocamocatech.com
⏰Customer service working hours: 8AM - 8PM
Updated on
Aug 18, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
906K reviews
Huber Sue
September 7, 2025
I came across this loan app and it was beyond my expectations! It was easy to download and register, with no complicated steps. The review process was efficient, and I got a result quickly after submitting my information. The loan amount met my needs, the interest rates were transparent, the repayment reminders were prompt, and the customer service was excellent. I highly recommend giving it a try!
38 people found this review helpful
Perkins Dawie
September 6, 2025
I came across this loan app and it was beyond my expectations! It was easy to download and register, with no complicated verification steps, and it was quick. The review process was efficient, and I got a result quickly after submitting my information. The loan amount met my needs, the interest rate was transparent, the repayment reminders were prompt, and the customer service was friendly. I highly recommend giving it a try.
20 people found this review helpful
Patton Sekhar
September 6, 2025
This loan app is truly amazing! It's easy to download, the registration process is simple, and I don't have to re-enter my information. The review process was incredibly fast, and my application was approved immediately after submitting my information. The loan amount met my needs, the interest rate was clear, and there were no hidden fees. The customer service was friendly and any issues were resolved promptly.
24 people found this review helpful

What’s new

Added support for Android 15 compatibility.

Fixed several known bugs.

Optimized performance and user experience.