Tide Online Business Account

Tide Platform Ltd

About this app

Tide’s all-in-one finance management platform saves SMEs time and money with smarter banking solutions.

Its fully-integrated UK business bank account allows a small business, sole traders, freelancers and more to focus on doing what they do best - running their business.

Join over 1,000,000 business owners and download our free business banking app today. Get a business bank account with no monthly fees, a competitive savings rate, intuitive banking features like accounting, invoicing, and more.

Tide’s bank accounts are provided by ClearBank (ClearBank® Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority; registration number 754568).

Business Banking made easy - manage your money, payments, invoices, and savings all in one intuitive business banking app.

OPEN A FREE ONLINE ACCOUNT IN MINUTES
• Free business Mastercard – no monthly fees or hidden costs
• Access your bank account from any device – both in-app and desktop
• Your UK bank account is protected by FSCS, up to £85,000
• Switch to a Tide account today with our easy switching service

GET PAID EASILY
• Create and send personalised invoices in minutes
• Track and match payments to invoices, marking them as paid
• Use Payment Links to receive payments instantly and keep track of your bank account
• Accept contactless payments on the go with our new Card Reader (subject to eligibility) for quick transactions

SAVE MONEY SMARTER
• Get a hold on financial planning - open a Business Savings Account to start saving & boost your bank balance
• Earn interest on your savings from £1
• Be confident in your financial planning decisions and access your bank savings instantly

CONTROL YOUR BANKING EXPENSES
• Manage your banking expenses with our team Expense cards - order up to 50 cards for your business
• Set individual spending limits for each bank card to offer your business more flexibility
• Scan and upload multiple receipts, then automatically match them to your bank’s payments and transactions
• Make payments quick and easy by connecting Apple Pay and Google Pay to your bank
• Keep track of your money in one convenient place

MAKE ACCOUNTING SIMPLE
• Tag income and expenses with labels of your choice
• Sync with popular accounting software – connect to Xero, QuickBooks, Sage, and more, or give your accountant direct access
• Track and manage the financial performance of your payments with automated profit and loss reports
• Prepare Self Assessments and VAT returns seamlessly with our accounting software

GROW WITH LOANS
• Compare and apply for funding without impacting your credit score
• Choose from various loan options to suit your business needs

ULTRA-SECURE BANKING
• Keep your money safe - freeze your card if you lose it, reorder a free replacement in a few taps
• Make payments abroad for free – with no foreign transaction fees
• Card PIN reminder – access your PIN in the app, safely and securely
• Withdraw or deposit money at any time whilst keeping an eye on bank savings

What people are saying about banking with Tide
• “A disruptor in the conventional banking system… it’s proving popular.” – BBC News
• “Tide is making waves in the previously staid world of business banking.” – The Telegraph

Ready to get started with our smart online banking tools? Sign up to our business bank in minutes today.

Visit our website: www.tide.co
Like us on Facebook: www.facebook.com/tidebanking
Follow us on Twitter: @TideBanking
Follow us on Instagram: @tidebanking
Address: 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL

Tide is built around our community, and we’re constantly working to improve your business banking experience.
See what’s new: https://www.tide.co/blog/new-feature/

💙 Tide | Do what you love 💙

Become your own boss in 2025. Download the Tide app to get started

Ratings and reviews

Very slow and frustrating to open. Every time I open the app on my phone, whether with my fingerprint or pattern, the app starts to open and then reverts back to the login screen again. This typically happens at least 6 times before it actually let's me in. Very frustrating. This problem started about a couple of months ago and I was hoping it would only be a temporary glitch, but has not been resolved at all. It happens EVERY time! It happened on my old Samsung S9 and continues on my S25 Ultra.

This app is soul-destroying. It won't let me upload photos/screenshots of receipts. If I try, it thinks for a second and then boots me out the app completely. This was an issue ages ago and they sorted it, or so I thought. But alas now we're back. Support is terrible, wait a day or so to get a useless "maybe try restoring the app...." reply, nothing works. I'm currently now shopping around for a different business account, I can't recommend Tide at all, AVOID.

Green line photo verification doesn't work. As such unable to verify or access my account. Called up for help. Spoke to a reluctant individual assuming I'm doing something wrong and keep trying. I can assure you, in not. Not so impressed. Google 6 Pro - 18/10/22 - A work around suggested by Tide to download a 3rd party app that can manipulate the screen rotation. It worked - Complicated and a potential security risk, depending on the permissions of the version you download. I standby my rating