4.6
32.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Updated on
27 May 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
31.2K reviews
Lynn Pokey
18 June 2024
I would give this app a minus 5 stars if I could. It's always been a chore to try and get to where you need to go, but then it won't let me get into my account, say this info doesn't match. Then custom service doesn't know how to change it. I've been going through this for months. Just fed up with it. If I go back to paper I get chged. I'm on tight budget and need to save money where I can. Sick of the headache!!!
5 people found this review helpful
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BMO Bank National Association
18 June 2024
Hi Lynn, thank you for your feedback. We're sorry to learn of this ongoing experience regarding your access and statements. We want to help you troubleshoot and take a closer look at any existing issues. If assistance is still needed simply give us a call at 1-888-340-2265 and we will be happy to take a closer look! - Manny
Wendy Mena
26 April 2024
I find it so Stupid that your app or credit card doesn't allow to cancel or edit a payment! Every other bank app allows it! But with this Bank you need to jump through hoops, pick up the phone and call them only for them to tell you they can't see it nor help you?! Call back again in a few hours and try again?!!! It's ridiculous! Just let your customers cancel or Edit the payments!!!
11 people found this review helpful
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BMO Bank National Association
1 May 2024
Hi Wendy, Thank you for taking the time to provide your feedback. We are sorry to learn of this frustration, we will be sure to take this into consideration with regards to any future updates and or new features. Your feedback is important to us! – Manny
Search Party
13 May 2024
Once again the app is not working to deposit checks. Their suggestion of deleting the app didn't help. ******************** This app keeps having problems. I was forced to change banks, at least the app should work better. And Zelle doesn't work on here at all. Your chat doesn't work. Zelled doesn't work. I can't talk to a human. The AI/automated service doesn't register anything, it hangs up on me and there are no options to speak to a human. I am pretty close to just switching at this point.
24 people found this review helpful
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BMO Bank National Association
15 May 2024
Hi there, thank you for your feedback. We are sorry to hear that you are having trouble with our app and our deposit and zelle services. If the issue persists, we would love to take a closer look, please reach us at 888-340-2265. You may select (*) when prompted for your details follow by 0 to bypass the initial phone options. – Manny

What's new

We're always working to improve your banking experience, this update includes:
• Enhancing our login to provide our business credit card customers a single sign on experience from BMO Digital Banking to TSYS CentreSuite where they can manage their credit card account.
• Minor bug fixes
Turn on automatic updates so you always bank with the latest features & enhancements.